212 Upper North Row Rd, #214, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 212 Upper North Row Rd, #214, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,766 sqft · built 1999
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$429,900 (Jul 2015)
Tax Bill	$8,882 (2026)
Deeds & Mortgages	Apr 2022 Refinance Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STER M:00021 L:00016`

Property Details

APN / Parcel Number

Primary APN	`STER M:00021 L:00016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,766 sqft Living Area
Gross Area	6,852 sqft
Basement Area	1,590 sqft
Unfinished Basement	1,590 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	212 UPPER NORTH ROW RD, 214
City	STERLING
State	MA
Zip	01564-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	16
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2024
Census Tract	719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 UPPER NORTH ROW RD, 214, STERLING, MA 01564-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance BM REAL ESTATE SERVICE INC
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BM REAL ESTATE SERVICE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Oct 24, 2012
Deed Book / Page	54095 / 128
Last Transfer Date	Apr 7, 2022
Transfer Doc	0067423-34
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Apr 12, 2022
Property Address	212 UPPER NORTH ROW RD # 214, 214, STERLING, MA 01564-2012
Document Number	0067423-34
Book / Page	67423 / 34
Instrument Date	Apr 7, 2022
Instrument	40300
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 UPPER NORTH ROW RD, STERLING, MA 01564-2012

Mortgage

Document Number	0000040301
Date	Apr 12, 2022
Instrument	40301

Lender

Name	BM REAL ESTATE SERVICE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	212-214 UPPER NORTH ROW RD, STERLING, MA 01564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62887-29
Date	Jul 27, 2020
Book Page	62887/29
Instrument	81564

Lender

Name	BM REAL ESTATE SERVICE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,882.00 (+2.32%)	$707,700 (+5%) Land $180,000 Building $527,700	$684,950 (-)
2025	$8,681.00 (+1.91%)	$674,000 (+5.31%) Land $154,600 Building $519,400	$684,950 (+0.43%)
2024	$8,518.00 (+4.08%)	$640,000 (+11.83%) Land $154,600 Building $485,400	$682,005
2023	$8,184.00	$572,300 Land $155,500 Building $416,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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