Worcester County and Sterling Town property record for 205 Upper North Row Rd, Sterling, MA 01564 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Historical |
| Year Built | Built 1830 |
| Square Footage | 1,785 sqft Living Area |
| Lot Size | 23,522 sqft (0.54 acres) |
| Tax Bill | $4,465.00 (2025) |
| Primary APN | STER M:00021 L:00019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,785 sqft Living Area |
| Gross Area | 2,862 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Historical Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 23,522 sqft (0.54 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 205 UPPER NORTH ROW RD |
|---|---|
| City | STERLING |
| State | MA |
| Zip | 01564-2045 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 19 |
| Jurisdiction | STERLING MA |
| Minor Civil Division | STERLING |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 719100 |
Source: Worcester County and Sterling Town records · APN STER M:00021 L:00019
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 746, STERLING, MA 01564-0746 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance FIGURE LENDING LCC |
| Nov 21, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance AMERISAVE MORTGAGE CORP |
| Nov 22, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FIGURE LENDING LCC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2010 |
| Deed Sale | Oct 04, 2010 |
| Deed Doc Number | 2010108932 |
| Deed Book / Page | 46425 / 24 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 205 UPPER NORTH ROW RD, STERLING, MA 01564-2045 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070360-182 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 70360/182 |
| Instrument | 24388 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 205 UPPER NORTH ROW RD, STERLING, MA 01564-2045 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068513-372 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 68513/372 |
| Instrument | 124678 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STERLING MA |
| Property Address | 205 UPPER NORTH ROW RD, STERLING, MA 01564-2045 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66579-32 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 66579/32 |
| Instrument | 163247 |
| Name | FIGURE LENDING LCC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2031 |
Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sterling Town |
| Unified School District | Wachusett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,465.00 (-0.51%) | $346,700 (+2.82%) Land $117,800 Building $228,900 | $414,675 (-24.15%) |
| 2024 | $4,488.00 (+11.01%) | $337,200 (+19.28%) Land $117,800 Building $219,400 | $546,725 |
| 2023 | $4,043.00 | $282,700 Land $117,800 Building $164,900 |
205 Upper North Row Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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