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220 Upper North Row Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 220 Upper North Row Rd, Sterling, MA 01564 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1960
Square Footage2,427 sqft Living Area
Lot Size43,996 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$510,000 (2024)
Tax Bill$5,761.00 (2025)

Property Details

APN / Parcel Number

Primary APNSTER M:00020 L:00001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,427 sqft Living Area
Gross Area3,161 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional Style
Exterior MaterialCombination Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,996 sqft (1.01 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address220 UPPER NORTH ROW RD
CitySTERLING
StateMA
Zip01564-2012
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number1
JurisdictionSTERLING MA
Minor Civil DivisionSTERLING
Census Blockgroup2
Census Block2024
Census Tract719100

Owner

Source: Worcester County and Sterling Town records · APN STER M:00020 L:00001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address220 UPPER NORTH ROW RD, STERLING, MA 01564-2012
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 08, 2024Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
US BANK NA
Jan 14, 2022Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
MAIN STREET BANK (MA)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2024 · Amount on Record
Deed SaleMar 08, 2024 · Amount on Record
Prior SaleJan 14, 2022 · Amount on Record
Deed Book / Page70266 / 184
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address220 UPPER NORTH ROW RD, STERLING, MA 01564-2012
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number066338-328
DateOct 20, 2021
Book Page66338/328
Instrument147439
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term289 Months
DueNov 01, 2045

March 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSTERLING MA
Recording DateMar 08, 2024
Property Address220 UPPER NORTH ROW RD, STERLING, MA 01564-2012
Document Number070266-184
Book / Page70266 / 184
Instrument DateMar 08, 2024
Instrument16944
Transaction TypeTransfer
Record UpdatedMar 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address220 UPPER NORTH ROW RD, STERLING, MA 01564-2012
InvestorPossibly a Property Investor

Mortgage

Document Number0000016945
DateMar 08, 2024
Instrument16945
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

January 2022: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionSTERLING MA
Recording DateJan 14, 2022
Property Address220 UPPER NORTH ROW RD, STERLING, MA 01564-2012
Document Number066952-386
Book / Page66952 / 386
Instrument DateJan 14, 2022
Instrument6050
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address220 UPPER NORTH ROW RD, STERLING, MA 01564-2012

Mortgage

Document Number0000006051
DateJan 14, 2022
Instrument6051
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,761.00 (+7.02%)$447,300 (+10.61%) Land $129,500 Building $317,800$574,750 (+20.4%)
2024$5,383.00 (-5.79%)$404,400 (+1.2%) Land $129,500 Building $274,900$477,375
2023$5,714.00$399,600 Land $129,500 Building $270,100

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