1. Home
  2. Massachusetts
  3. Worcester County
  4. Sterling
  5. Upper North Row Rd

197 Upper North Row Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 197 Upper North Row Rd, Sterling, MA 01564 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1964
Square Footage1,346 sqft Living Area
Lot Size226,512 sqft (5.2 acres)
OccupancyOwner Occupied
Last Sale$487,500 (2024)
Tax Bill$5,285.00 (2025)

Property Details

APN / Parcel Number

Primary APNSTER M:00021 L:00021

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,346 sqft Living Area
Gross Area3,318 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area226,512 sqft (5.2 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address197 UPPER NORTH ROW RD
CitySTERLING
StateMA
Zip01564-2045
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number21
JurisdictionSTERLING MA
Minor Civil DivisionSTERLING
Census Blockgroup2
Census Block2004
Census Tract719100

Owner

Source: Worcester County and Sterling Town records · APN STER M:00021 L:00021

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address197 UPPER NORTH ROW RD, STERLING, MA 01564-2045
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Stand Alone Refinance
ROSS MORTGAGE COMPANY INC
Oct 20, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROSS MTG CO INC
Jan 24, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROSS MTG CO INC
May 17, 2019Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROSS MTG CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2024 · Amount on Record
Deed SaleJul 31, 2024 · Amount on Record
Prior SaleMay 17, 2019 · Amount on Record
Deed Book / Page70836 / 245
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address197 UPPER NORTH ROW RD, STERLING, MA 01564-2045
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0066269-37
DateOct 12, 2021
Book Page66269/37
Instrument142795
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address197 UPPER NORTH ROW RD, STERLING, MA 01564-2045
Document Number63588-367
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address197 UPPER NORTH ROW RD STERLING MA 015642045, STERLING, MA 01564-2045

Mortgage

Document Number63588-367
DateOct 26, 2020
Book Page063588/000367
Instrument128319
Lender
NameROSS MTG CO INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address197 UPPER NORTH ROW RD, STERLING, MA 01564-2045
Document Number61810-173
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address197 UPPER NORTH ROW RD STERLING MA 015642045, STERLING, MA 01564-2045

Mortgage

Document Number61810-173
DateJan 29, 2020
Book Page061810/000173
Instrument9353
Lender
NameROSS MTG CO INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTERLING MA
Recording DateMay 17, 2019
Property Address197 UPPER NORTH ROW RD, STERLING, MA 01564-2045
Document Number60419-79
Book / Page060419 / 000079
Instrument DateMay 10, 2019
Instrument44500
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,362.98
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address197 UPPER NORTH ROW RD STERLING MA 015642045, STERLING, MA 01564-2045

Mortgage

Document Number60419-84
DateMay 17, 2019
Book Page060419/000084
Instrument44501
Lender
NameROSS MTG CO INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2049

Tax Assessment & Valuation

Source: Worcester County and Sterling Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,285.00 (-1.93%)$410,300 (+1.33%) Land $162,300 Building $248,000$454,195 (+0.27%)
2024$5,389.00 (+3.34%)$404,900 (+11.02%) Land $162,300 Building $242,600$452,960
2023$5,215.00$364,700 Land $163,200 Building $201,500

Nearby Properties on Upper North Row Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures