Stanly County property record for 212 Smith St, Locust, NC 28097 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1992 |
| Lot Size | 5.8 acres (252,648 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,321 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 557501256153 |
| Primary APN | 557501256153 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Finished Area |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 252,648 sqft (5.8 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1520655 |
|---|---|
| Street Address | 212 SMITH ST |
| City | LOCUST |
| State | NC |
| Zip | 28097-7274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 212 SMITH ST 557501123 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557501256153
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 212 SMITH ST, LOCUST, NC 28097-7274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 15, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2018 |
| Transfer Doc | 0000400183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 212 SMITH ST, LOCUST, NC 28097-7274 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000483787 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 1903/1625 |
| Instrument | 483787 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 15, 2018 |
| Property Address | 212 SMITH ST, LOCUST, NC 28097-7274 |
| Document Number | 0000400183 |
| Book / Page | 001644 / 000878 |
| Instrument Date | May 15, 2018 |
| Instrument | 400183 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 SMITH ST LOCUST NC 280977274, LOCUST, NC 28097-7274 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,321.00 | $212,952 Land $82,800 Building $130,152 | $212,952 Land $82,800 Building $130,152 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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