207 Smith St, Locust, NC 28097 Property Records

Stanly County property record for 207 Smith St, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1980
Square Footage	2,282 sqft Finished Area
Lot Size	79,279 sqft (1.82 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (2006)
Tax Bill	$308.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`557503249682`
Alternative APNs	`16182` `7466`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,282 sqft Finished Area
Gross Area	2,762 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick Veneer Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Porch	1 Porch
Porch Area	156 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	16182
Street Address	207 SMITH ST
City	LOCUST
State	NC
Zip	28097-7275
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 207 SMITH ST 557503081
Jurisdiction	STANLY NC
Minor Civil Division	FURR
Census Blockgroup	1
Census Block	1013
Census Tract	930801

Owner

Source: Stanly County records · APN 557503249682

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 SMITH ST, LOCUST, NC 28097-7275
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2006 · Amount on Record
Deed Sale	May 01, 2006 · Amount on Record
Deed Doc Number	0011180046
Deed Book / Page	1118 / 0046
Record Refreshed	Jun 07, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	207 SMITH ST, LOCUST, NC 28097-7275
Document Number	0000414492
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SMITH ST LOCUST NC 280977275, LOCUST, NC 28097-7275

Mortgage

Document Number	0000414492
Date	Nov 04, 2019
Book Page	001684/001481
Instrument	414492

Lender

Name	PINNACLE BK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 03, 2039

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$308.00	$297,841 (-) Land $39,020 Building $258,821	$297,841 (-) Land $39,020 Building $258,821
2022	$308.00	$297,841 Land $39,020 Building $258,821	$297,841 Land $39,020 Building $258,821

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.