217 Smith St, Locust, NC 28097 Property Records

Stanly County property record for 217 Smith St, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,400 sqft Finished Area
Lot Size50,965 sqft (1.17 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2022)
Tax Bill$1,722.00 (2023)

Property Details

APN / Parcel Number

Primary APN557503242696
Alternative APNs
  • 1539603
  • 218870
  • 4724

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,400 sqft Finished Area
Gross Area1,967 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1996
Exterior MaterialCombination Exterior
Foundation TypeMasonry Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area50,965 sqft (1.17 acres)
Garage TypeAttached Garage
Garage Area567 sqft Garage
Porch1 Porch
Porch Area229 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1539603
Street Address217 SMITH ST
CityLOCUST
StateNC
Zip28097-7275
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE 217 SMITH ST LT 5 THE HERITAGE SUBD 557503327
Legal SubdivisionTHE HERITAGE PH 1
Legal Lot Number5
JurisdictionSTANLY NC
Minor Civil DivisionFURR
Census Blockgroup1
Census Block1013
Census Tract930801

Owner

Source: Stanly County records · APN 557503242696

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address217 SMITH ST, LOCUST, NC 28097-7275
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 07, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleFeb 07, 2022 · Amount on Record
Deed Doc Number0017931520
Deed Book / Page1793 / 1520
Record RefreshedJun 07, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJul 22, 2022
Property Address217 SMITH ST, LOCUST, NC 28097-7275
Document Number0000449444
Book / Page1793 / 1520
Instrument DateJul 22, 2022
Instrument449444
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 391, NEW LONDON, NC 28127-0391

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 SMITH ST, LOCUST, NC 28097-7275

Mortgage

Document Number0000449445
DateJul 22, 2022
Instrument449445
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 07, 2022
Property Address217 SMITH ST, LOCUST, NC 28097-7275
Document Number0000443225
Book / Page1774 / 849
Map ReferenceMB 15 PG 43
Instrument DateFeb 04, 2022
Instrument443225
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

AmountAmount Recorded
Tax$340.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address239 N 1ST ST, ALBEMARLE, NC 28001-3902

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 391, NEW LONDON, NC 28127-0391

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,722.00$158,042 Land $36,785 Building $121,257$158,042 Land $36,785 Building $121,257

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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