206 Smith St, Locust, NC 28097 Property Records

Stanly County property record for 206 Smith St, Locust, NC 28097 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,342 sqft · built 1972
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Mar 2023)
Tax Bill	$2,040 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557503341973`

Property Details

APN / Parcel Number

Primary APN	`557503341973`
Alternative APNs	`1542797` `11174` `1355`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,342 sqft Finished Area
Gross Area	2,762 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	210 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	162 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1542797
Street Address	206 SMITH ST
City	LOCUST
State	NC
Zip	28097-7274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 206 SMITH ST 557503140
Legal Subdivision	BILL R BARBEE
Legal Lot Number	22
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1013
Census Tract	930801

Owner

Source: Stanly County records · APN 557503341973

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	206 SMITH ST, LOCUST, NC 28097-7274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2023 · Amount on Record
Deed Sale	Mar 01, 2023 · Amount on Record
Prior Sale	Dec 28, 2010
Deed Document Number	455742
Deed Book / Page	1813 / 988
Record Updated	Jun 07, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 01, 2023
Property Address	206 SMITH ST, LOCUST, NC 28097-7274
Document Number	0000455742
Book / Page	1813 / 988
Instrument Date	Feb 28, 2023
Instrument	455742
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SMITH ST, LOCUST, NC 28097-7274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SMITH ST, LOCUST, NC 28097-7274

Mortgage

Document Number	0000455743
Date	Mar 01, 2023
Instrument	455743

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,040.00 (+3,3%)	$187,245 (-) Land $24,192 Building $163,053	$187,245 (-) Land $24,192 Building $163,053
2022	$60.00	$187,245 Land $24,192 Building $163,053	$187,245 Land $24,192 Building $163,053

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.