165 Seneca St, Elgin, IL 60120 Property Records

Kane County property record for 165 Seneca St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 1900
Lot Size	0.83 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Dec 2021)
Tax Bill	$4,461 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-487-007`

Property Details

APN / Parcel Number

Primary APN	`06-11-487-007`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,079 sqft
Basement Area	759 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,600 sqft (0.83 acres)
Lot Dimensions	72 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	165 SENECA ST
City	ELGIN
State	IL
Zip	60120-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN WEST 50 FT EAST 159 FT NORTH 72 FT SUB C LOT 2 BLOCK 17
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	17
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2027
Census Tract	851302

Owner

Source: Kane County records · APN 06-11-487-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 SENECA ST, ELGIN, IL 60120-3645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2021 · Amount on Record
Deed Sale	Dec 02, 2021 · Amount on Record
Prior Sale	Oct 04, 2011 · Amount on Record
Deed Document Number	202189752
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 02, 2021
Property Address	165 SENECA ST, ELGIN, IL 60120-3645
Document Number	0000089752
Instrument Date	Oct 20, 2020
Instrument	2021K089752
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	165 SENECA ST, ELGIN, IL 60120-3645

Mortgage

Document Number	0000089753
Date	Dec 02, 2021
Instrument	2021K089753

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,461.00 (+15.78%) Homeowner's exemption
2024		$61,230 (+21.4%) Land $8,622 Building $52,608	$183,764 (+21.45%) Land $25,876 Building $157,887
2022	$3,853.00 (-8.41%) Homeowner's exemption	$50,438 (+6.96%) Land $7,102 Building $43,336	$151,314 (+6.96%) Land $21,306 Building $130,008
2021	$4,207.00	$47,156 Land $6,640 Building $40,516	$141,468 Land $19,920 Building $121,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.