201 S Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 201 S Central Ave, Locust, NC 28097 · Last verified October 2023

Property Summary

Property Type	Commercial
Details	2.5 ba · 16,000 sqft · built 1968
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on File
Tax Bill	$97 (2023)
Deeds & Mortgages	Nov 2020 Loan Modification Jul 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557503429134`

Property Details

APN / Parcel Number

Primary APN	`557503429134`
Alternative APNs	`17134` `8681`

Interior

Full Baths	2.5 Baths
Stories	1 Story
Building Area	16,000 sqft Finished Area
Gross Area	17,028 sqft

Exterior

Year Built	Built 1968
Exterior Material	Brick
Lot Area	72,310 sqft (1.66 acres)
Lot Dimensions	367 ft deep x 180 ft wide
Porch	Porch
Porch Area	176 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	17134
Street Address	201 S CENTRAL AVE
City	LOCUST
State	NC
Zip	28097-7303
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDGS S CENTRAL AVE DBA CLASSIC AUCTIONS 557503085
Legal Subdivision	CLASSIC ENTERPRISES/LOCUST INC
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	3
Census Block	3023
Census Tract	930801

Owner

Source: Stanly County records · APN 557503429134

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 874, LOCUST, NC 28097-0874
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2020	Loan Modification, Mortgage UWHARRIE BK
Jul 12, 2019	Loan Modification, Mortgage UWHARRIE BK
Mar 20, 2018	Loan Modification, Mortgage UWHARRIE BK
Mar 15, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 1994
Deed Sale	May 13, 1994
Deed Document Number	0000055135
Record Updated	Jun 07, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	201 S CENTRAL AVE, LOCUST, NC 28097-7303
Document Number	0000425847
Instrument Date	Nov 02, 2020
Transaction Type	Mortgage
Record Updated	Dec 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 874 LOCUST NC 280970874, LOCUST, NC 28097-0874

Mortgage

Document Number	0000425847
Date	Nov 12, 2020
Book Page	001719/001669
Instrument	425847

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	201 S CENTRAL AVE, LOCUST, NC 28097-7303
Document Number	0000411365
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 874 LOCUST NC 280970874, LOCUST, NC 28097-0874

Mortgage

Document Number	0000411365
Date	Jul 23, 2019
Book Page	001675/000774
Instrument	411365

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	201 S CENTRAL AVE, LOCUST, NC 28097-7303
Document Number	0000398949
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 874 LOCUST NC 280970874, LOCUST, NC 28097-0874

Mortgage

Document Number	0000398949
Date	Apr 02, 2018
Book Page	001641/000243
Instrument	398949

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28002-0338

Agreement

Amount	Amount Recorded

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	201 S CENTRAL AVE, LOCUST, NC 28097-7303
Document Number	0000389448
Book / Page	001603 / 000472
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 874 LOCUST NC 280970874, LOCUST, NC 28097-0874

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$97.00	$299,666 (-) Land $126,360 Building $173,306	$299,666 (-) Land $126,360 Building $173,306
2022	$97.00	$299,666 Land $126,360 Building $173,306	$299,666 Land $126,360 Building $173,306

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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