208 Michael Dr, Troy, IL 62294 Property Records

Madison County property record for 208 Michael Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,947 sqft · built 2016
Lot Size1.35 acres (58,922 sqft)
OwnerIndividual Name on Record
Last Sale$138,000 (Oct 2004)
Tax Bill$8,900 (2025)
Deeds & MortgagesDec 2025 Line of Credit
APN10-2-16-34-03-302-033

Property Details

APN / Parcel Number

Primary APN10-2-16-34-03-302-033

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,947 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialVinyl
Construction TypeFrame
Lot Area58,922 sqft (1.35 acres)
Lot Dimensions250 ft deep x 235 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address208 MICHAEL DR
CityTROY
StateIL
Zip62294-1277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK LAND HILLS PART LOT 61 235.49 X 250.21 IRR EXC .18AC TO ADJ TR
Legal SubdivisionOAK LAND HILLS
Legal Lot Number61
JurisdictionMADISON IL
Township / Civil DivisionPIN OAK
Census Block Group2
Census Block2057
Census Tract403701

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address208 MICHAEL DR, TROY, IL 62294-1277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2004 · Amount on Record
Deed SaleOct 18, 2004 · Amount on Record
Deed Document Number200462252
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address208 MICHAEL DR, TROY, IL 62294-1277
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035088
DateDec 12, 2025
Instrument2025R35088
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 17, 2055
Interest
Rate TypeFixed Rate
Rate9.6%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionPin Oak Township
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,900.00 (+6.05%)$147,610 (+29.13%) Land $16,370 Building $131,240$442,830 (+29%) Land $49,110 Building $393,720
2024$8,392.00 (+13.81%)
2022$7,374.00$114,310 Land $12,680 Building $101,630$343,273 Land $38,078 Building $305,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2009–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Michael Dr

Nearby Streets

Search Property Records by Address or Parcel Number