Monmouth County and Spring Lake Borough property record for 212 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,332 sqft · built 1924 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jul 1997) |
| Tax Bill | $18,675 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00118-0000-00016 |
| Primary APN | 47-00118-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,332 sqft Living Area |
| 1st Floor Area | 1,884 sqft |
| Upper Floors Area | 1,660 sqft |
| Basement Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 144 sqft |
| Patio Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 470011800000001501 |
|---|---|
| Street Address | 212 LUDLOW AVE |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BOROUGH/LAKE |
| Legal Block | 118 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 212 LUDLOW AVE, SPRING LAKE, NJ 07762-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 10, 2012 | Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 1997 · Amount on Record |
| Deed Sale | Jul 18, 1997 · Amount on Record |
| Deed Book / Page | 5626 / 858 |
| Last Transfer Date | Dec 3, 2008 |
| Transfer Doc | 0087493074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 212 LUDLOW AVE, SPRING LAKE, NJ 07762-1550 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 212 LUDLOW AVE, SPRING LAKE, NJ 07762-1550 |
| Document Number | 0094894742 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 9489/4742 |
| Instrument | 2021038111 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 3, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 212 LUDLOW AVE, SPRING LAKE, NJ 07762-1550 |
| Document Number | 0000126353 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 212 LUDLOW AVE SPRING LAKE NJ 077621550, SPRING LAKE, NJ 07762-1550 |
| Document Number | 0000126353 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 009452/006315 |
| Instrument | 126353 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.67% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 212 LUDLOW AVE, SPRING LAKE, NJ 07762-1550 |
| Document Number | 0000154381 |
| Instrument Date | May 10, 2012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 212 LUDLOW AVE SPRING LAKE NJ 077621550, SPRING LAKE, NJ 07762-1550 |
| Document Number | 0000154381 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 000001/000001 |
| Instrument | 154381 |
| Name | MANASQUAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | MANASQUAN, 08736 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Dec 21, 2042 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,311,600 (+5.51%) Land $3,107,300 Building $1,204,300 | $4,311,600 (+5.51%) Land $3,107,300 Building $1,204,300 | |
| 2025 | $18,675.00 (-0.7%) | $4,086,400 (+9.2%) Land $2,932,300 Building $1,154,100 | $4,086,400 (+9.2%) Land $2,932,300 Building $1,154,100 |
| 2024 | $18,807.00 (+6.21%) | ||
| 2023 | $3,742,200 Land $2,693,500 Building $1,048,700 | $3,742,200 Land $2,693,500 Building $1,048,700 | |
| 2022 | $17,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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