Monmouth County and Spring Lake Borough property record for 215 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 3.5 ba · 7,699 sqft · built 2016 |
| Lot Size | 0.517 acres (22,499 sqft) |
| Owner | Company Name on Record |
| Last Sale | $6,900,000 (Feb 2023) |
| Tax Bill | $32,637 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00111-0000-00007 |
| Primary APN | 47-00111-0000-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 3 Stories |
| Building Area | 7,699 sqft Living Area |
| 1st Floor Area | 2,826 sqft |
| Upper Floors Area | 3,936 sqft |
| Basement Area | 2,826 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Wood Shingle |
| Lot Area | 22,499 sqft (0.517 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 285 sqft |
| Patio Area | 896 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 215 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | ADDITIONAL LOTS: 8-9 |
| Legal Subdivision | LUDLOW TRACT/NORTH BRIGHTON |
| Legal Block | 111 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 CARRIAGE HOUSE RD, BERNARDSVILLE, NJ 07924-1203 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed, Transfer WIN TITLE AGENCY LLC, ZINN TITLE AGENCY LLC |
| Jan 2, 2020 | Deed of Trust, Mortgage KEYSTONE AUTO LENDING INC |
| Jan 2, 2019 | Deed of Trust, Mortgage MANASQUAN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Prior Sale | May 7, 2013 · Amount on Record |
| Deed Document Number | 202313479 |
| Deed Book / Page | 9635 / 3537 |
| Prior Transfer Date | Nov 24, 2015 |
| Prior Transfer Doc | 0000012402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 24, 2023 |
| Property Address | 215 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0096353537 |
| Book / Page | 9635 / 3537 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023013479 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | WIN TITLE AGENCY LLC, ZINN TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 COLD HILL RD, MORRIS PLAINS, NJ 07950-1428 |
| Name | Verified Name |
|---|---|
| Address | 100 CARRIAGE HOUSE RD, BERNARDSVILLE, NJ 07924-1203 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 215 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000010077 |
| Instrument Date | Jan 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 COLD HILL RD MORRIS PLAINS NJ 079501428, MORRIS PLAINS, NJ 07950-1428 |
| Document Number | 0000010077 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 009393/005771 |
| Instrument | 10077 |
| Name | KEYSTONE AUTO LENDING INC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 215 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000004609 |
| Instrument Date | Jan 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Address | 5 COLD HILL RD MORRIS PLAINS NJ 079501428, MORRIS PLAINS, NJ 07950-1428 |
| Document Number | 0000004609 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 009330/009662 |
| Instrument | 4609 |
| Name | MANASQUAN BK |
|---|---|
| Address | 2221 LANDMARK PL, MANASQUAN, NJ 08736-1051 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,351,000 (+2.93%) Land $4,264,500 Building $3,086,500 | $7,351,000 (+2.93%) Land $4,264,500 Building $3,086,500 | |
| 2025 | $32,637.00 (-3.89%) | $7,141,500 (-4.29%) Land $4,089,500 Building $3,052,000 | $7,141,500 (-4.29%) Land $4,089,500 Building $3,052,000 |
| 2024 | $33,958.00 (-4.9%) | ||
| 2023 | $7,461,600 Land $3,850,700 Building $3,610,900 | $7,461,600 Land $3,850,700 Building $3,610,900 | |
| 2022 | $35,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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