Monmouth County and Spring Lake Borough property record for 207 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 3,259 sqft · built 1910 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $402,001 (Dec 1993) |
| Tax Bill | $15,084 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00111-0000-00004 |
| Primary APN | 47-00111-0000-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,259 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Upper Floors Area | 968 sqft |
| Basement Area | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 207 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 111 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BANK |
| Oct 5, 2020 | Deed of Trust, Mortgage MANASQUAN BK |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MNET MTG |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MANASQUAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 1993 · Amount on Record |
| Deed Sale | Dec 2, 1993 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 207 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0094975421 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 9497/5421 |
| Instrument | 2021053508 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 207 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000127599 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 207 LUDLOW AVE SPRING LAKE NJ 077621549, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000127599 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 009453/003015 |
| Instrument | 127599 |
| Name | MANASQUAN BK |
|---|---|
| Address | 2221 LANDMARK PL, MANASQUAN, NJ 08736-1051 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 207 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000000554 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | SURETY TITLE AGENCY COASTAL RE |
| Name | Verified Name |
|---|---|
| Address | 207 LUDLOW AVE SPRING LAKE NJ 077621549, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000000554 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 009388/005945 |
| Instrument | 554 |
| Name | MNET MTG |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 207 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000042298 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 207 LUDLOW AVE SPRING LAKE NJ 077621549, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000042298 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 009284/009467 |
| Instrument | 42298 |
| Name | MANASQUAN BK |
|---|---|
| Address | WALL TOWNSHIP, NJ 08736 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,508,500 (+6.3%) Land $2,721,500 Building $787,000 | $3,508,500 (+6.3%) Land $2,721,500 Building $787,000 | |
| 2025 | $15,084.00 (-0.11%) | $3,300,700 (+10.28%) Land $2,546,500 Building $754,200 | $3,300,700 (+10.28%) Land $2,546,500 Building $754,200 |
| 2024 | $15,101.00 (+6.94%) | ||
| 2023 | $2,993,000 Land $2,307,700 Building $685,300 | $2,993,000 Land $2,307,700 Building $685,300 | |
| 2022 | $14,121.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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