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218 Ludlow Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 218 Ludlow Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 5,432 sqft · built 2009
Lot Size0.258 acres (11,252 sqft)
OwnerCompany Name on Record
Last Sale$4,700,000 (Oct 2021)
Tax Bill$23,675 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN47-00118-0000-00013

Property Details

APN / Parcel Number

Primary APN47-00118-0000-00013
Alternative APN
  • 470011800013

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area5,432 sqft Living Area
1st Floor Area2,104 sqft
Upper Floors Area2,236 sqft
Basement Area2,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area147 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address218 LUDLOW AVE
CitySPRING LAKE
StateNJ
Zip07762-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal DescriptionL14
Legal SubdivisionBOROUGH/ SPGS LAKE
Legal Block118
Legal Lot Number13
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group2
Census Block2033
Census Tract809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 20, 2021Intrafamily Transfer, Transfer
EAST COAST TITLE AGENCY
Jul 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleAug 9, 2006 · Amount on Record
Deed Document Number2021155254
Deed Book / Page9552 / 5305
Prior Transfer DateOct 1, 2021
Prior Transfer Doc0095525404
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateOct 20, 2021
Property Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
Document Number0095525305
Book / Page9552 / 5305
Instrument DateOct 1, 2021
Instrument2021155254
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyEAST COAST TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9335 OAK STRAND DR, ESTERO, FL 34135-8113

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550

Mortgage

Document Number2021155256
DateOct 20, 2021
Instrument2021155256
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateOct 20, 2021
Property Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
Document Number0095525404
Book / Page9552 / 5404
Instrument DateOct 1, 2021
Instrument2021155255
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyEAST COAST TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateJul 25, 2019
Property Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
Document Number0000067148
Book / Page009359 / 007841
Instrument DateJul 22, 2019
Instrument67148
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9335 OAK STRAND DR ESTERO FL 341358113, ESTERO, FL 34135-8113

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateApr 25, 2019
Property Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
Document Number0000035605
Book / Page009345 / 000633
Instrument DateApr 3, 2019
Instrument35605
Transaction TypeTransfer
Record UpdatedMay 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address9335 OAK STRAND DR ESTERO FL 341358113, ESTERO, FL 34135-8113

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateApr 25, 2019
Property Address218 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
Document Number0000035606
Book / Page009345 / 000663
Instrument DateApr 3, 2019
Instrument35606
Transaction TypeTransfer
Record UpdatedMay 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address218 LUDLOW AVE SPRING LAKE NJ 077621550, SPRING LAKE, NJ 07762-1550

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,394,300 (+4.13%) Land $3,107,300 Building $2,287,000$5,394,300 (+4.13%) Land $3,107,300 Building $2,287,000
2025$23,675.00 (-0.47%)$5,180,600 (+9.38%) Land $2,932,300 Building $2,248,300$5,180,600 (+9.38%) Land $2,932,300 Building $2,248,300
2024$23,786.00 (+4.66%)
2023$4,736,500 Land $2,693,500 Building $2,043,000$4,736,500 Land $2,693,500 Building $2,043,000
2022$22,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims41 (1992–2021)
Claims Outside the SFHA16 of 41
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE WATER DEPARTMENT
serves 11,270 people · EPA ID NJ1348001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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