Polk County property record for 212 Arbuthnot St, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,463 sqft · built 2022 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-08-529016-000030 |
| Primary APN | 26-28-08-529016-000030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| Gross Area | 1,863 sqft |
| 1st Floor Area | 1,463 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,251 sqft (0.144 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 25 sqft |
| Street Address | 212 ARBUTHNOT ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 3 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | SANCTUARY BY THE LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13601 |
Source: Polk County records · APN 26-28-08-529016-000030
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 19, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Aug 12, 2022 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 |
| Deed Sale | Dec 19, 2022 |
| Prior Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 2022326273 |
| Deed Book / Page | 12522 / 1023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 19, 2022 |
| Property Address | 212 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Document Number | 0000326273 |
| Book / Page | 12522 / 1023 |
| Map Reference | MB 181 PG 1-5 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022326273 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,244.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 ARBUTHNOT STREET, WINTER HAVEN, FL 33881 |
| Document Number | 0125221024 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 12522/1024 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 12, 2022 |
| Property Address | 212 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Document Number | 0000219788 |
| Book / Page | 12377 / 1225 |
| Map Reference | MB 181 PG 1-5 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022219788 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $749.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,442.00 (-3.94%) | $224,557 (-5.26%) Land $46,000 Building $178,557 | $224,557 (-5.26%) Land $46,000 Building $178,557 |
| 2024 | $3,583.00 (-4.1%) | ||
| 2023 | $3,736.00 (+336.96%) Homeowner's exemption | $237,035 (+438.72%) Land $44,000 Building $193,035 | $237,035 (+438.72%) Land $44,000 Building $193,035 |
| 2022 | $855.00 | $44,000 Land $44,000 | $44,000 Land $44,000 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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