Polk County property record for 204 Arbuthnot St, Winter Haven, FL 33881 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,743 sqft · built 2023 |
| Lot Size | 0.157 acres (6,835 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-08-529016-000010 |
| Primary APN | 26-28-08-529016-000010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| Gross Area | 2,143 sqft |
| 1st Floor Area | 1,743 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,835 sqft (0.157 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 206 sqft |
| Street Address | 204 ARBUTHNOT ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 1 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | SANCTUARY BY THE LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13601 |
Source: Polk County records · APN 26-28-08-529016-000010
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 20, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS INC |
| Jan 12, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEACOAST NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 |
| Deed Sale | Apr 20, 2023 |
| Prior Sale | Jan 12, 2023 · Amount on Record |
| Deed Document Number | 202391164 |
| Deed Book / Page | 12659 / 1843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 20, 2023 |
| Property Address | 504 SANCTUARY BLVD, WINTER HAVEN, FL 33881-9514 |
| Document Number | 0000091164 |
| Book / Page | 12659 / 1843 |
| Map Reference | MB 181 PG 1-5 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023091164 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2023 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,188.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Document Number | 0126591844 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 12659/1844 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 12, 2023 |
| Property Address | 504 SANCTUARY BLVD, WINTER HAVEN, FL 33881-9514 |
| Document Number | 0000009022 |
| Book / Page | 12549 / 889 |
| Map Reference | MB 181 PG 1-5 |
| Instrument Date | Jan 11, 2023 |
| Instrument | 2023009022 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $343.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4925 E EDGEWOOD DR #100100, 100100, LAKELAND, FL 33803 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Document Number | 0012549890 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 12549/890 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,001.00 (-3.87%) | $253,919 (+477.09%) Land $46,000 Building $207,919 | $253,919 (+477.09%) Land $46,000 Building $207,919 |
| 2024 | $4,162.00 (+391.38%) | ||
| 2023 | $847.00 (-0.94%) | $44,000 (-) Land $44,000 | $44,000 (-) Land $44,000 |
| 2022 | $855.00 | $44,000 Land $44,000 | $44,000 Land $44,000 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050136011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures