208 Arbuthnot St, Winter Haven, FL 33881 Property Records

Polk County property record for 208 Arbuthnot St, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,866 sqft · built 2023
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individuals on Record
Tax Bill	$4,234 (2025)
Deeds & Mortgages	May 2023 Sale & Construction Loan Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-529016-000020`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-529016-000020`
Alternative APN	`082826529016000020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	190 sqft

Location & Zoning

Street Address	208 ARBUTHNOT ST
City	WINTER HAVEN
State	FL
Zip	33881-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 2
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	SANCTUARY BY THE LAKE PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	13601

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	297 WINTER RIDGE BLVD, WINTER HAVEN, FL 33881-5819
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Construction Mortgage HOME SOLUTION LENDERS INC
Aug 3, 2023	Correction Deed INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023
Deed Sale	Aug 3, 2023
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	2023181574
Deed Book / Page	12788 / 991
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 2, 2023
Property Address	208 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number	0000100643
Book / Page	12673 / 264
Map Reference	MB 81 PG 1-5
Instrument Date	Apr 28, 2023
Instrument	2023100643
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 WINTER RIDGE BLVD, WINTER HAVEN, FL 33881-5819

Mortgage

Document Number	0000100644
Date	May 2, 2023
Book Page	12673/265
Instrument	2023100644

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company
Address	BARTOW, FL 33830

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2054

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Aug 3, 2023
Property Address	208 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number	0000181574
Book / Page	12788 / 991
Map Reference	MB 181 PG 1-5
Instrument Date	Apr 28, 2023
Instrument	2023181574
Record Updated	Aug 21, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	297 WINTER RIDGE BLVD, WINTER HAVEN, FL 33881-5819

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00 (+399.88%)	$266,166 (+504.92%) Land $46,000 Building $220,166	$266,166 (+504.92%) Land $46,000 Building $220,166
2023	$847.00 (-0.94%)	$44,000 (-) Land $44,000	$44,000 (-) Land $44,000
2022	$855.00	$44,000 Land $44,000	$44,000 Land $44,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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