2118 Gin Branch Rd, Sumter, SC 29154 Property Records

Sumter County property record for 2118 Gin Branch Rd, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1968
Lot Size	0.654 acres (28,484 sqft)
Owner	Individual Name on Record
Last Sale	$185,900 (Jul 2020)
Tax Bill	$978 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`208-03-02-006`

Property Details

APN / Parcel Number

Primary APN	`208-03-02-006`
Alternative APN	`31250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,484 sqft (0.654 acres)
Lot Width	139 ft Width
Garage Type	Attached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Patio Area	102 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31250
Street Address	2118 GIN BRANCH RD
City	SUMTER
State	SC
Zip	29154-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 Z22-119 135 FT AV PB92-2128
Legal Subdivision	ASHLEY CRK SEC 1
Legal Lot Number	66
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2057
Census Tract	1704

Owner

Source: Sumter County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2118 GIN BRANCH RD, SUMTER, SC 29154-7203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Jul 31, 2020	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202012715075
Deed Book / Page	1271 / 5075
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	Aug 18, 2026
Property Address	2118 GIN BRANCH RD, SUMTER, SC 29154-7203
Document Number	1358001407
Book / Page	1358 / 1407
Instrument Date	Jul 24, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1358001407,
Date	Aug 18, 2026
Book Page	1358/1407

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 18, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 31, 2020
Property Address	2118 GIN BRANCH RD, SUMTER, SC 29154-7203
Document Number	0012715075
Book / Page	1271 / 5075
Map Reference	MB Z-22 PG 119
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 GIN BRANCH RD, SUMTER, SC 29154-7203

Mortgage

Document Number	0012715083
Date	Jul 31, 2020
Book Page	1271/5083

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	2118 GIN BRANCH RD, SUMTER, SC 29154-7203
Document Number	0012575061
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 GIN BRANCH RD SUMTER SC 291547203, SUMTER, SC 29154-7203

Mortgage

Document Number	0012575061
Date	Jul 23, 2019
Book Page	001257/005061

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+6.77%)	$5,560 (+5.3%) Land $580 Building $4,980	$138,978 (+%) Land $14,460 Building $124,518
2023		$5,280 (-) Land $580 Building $4,700	$138,974 (-) Land $14,456 Building $124,518
2022	$916.00	$5,280 Land $580 Building $4,700	$138,974 Land $14,456 Building $124,518

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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