2126 Gin Branch Rd, Sumter, SC 29154 Property Records

Sumter County property record for 2126 Gin Branch Rd, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,129 sqft · built 1976
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2026)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`208-03-02-004`

Property Details

APN / Parcel Number

Primary APN	`208-03-02-004`
Alternative APN	`31248`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
Gross Area	2,421 sqft
1st Floor Area	1,419 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Lot Width	127 ft Width
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31248
Street Address	2126 GIN BRANCH RD
City	SUMTER
State	SC
Zip	29154-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 PB88-1130,Z22-119 0.59AC PB91-445 PB94-1464
Legal Subdivision	DANIEL A NOBLES & TRACY M NOBL
Legal Lot Number	64
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2057
Census Tract	1704

Owner

Source: Sumter County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2126 GIN BRANCH RD, SUMTER, SC 29154-7203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer · Conventional Mortgage BAY BANK TRUST COMPANY
Feb 1, 2024	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 10, 2023	Warranty Deed, Transfer · Commercial Mortgage PIC FUND MANAGER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Feb 1, 2024 · Amount on Record
Deed Book / Page	1358 / 1038
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 14, 2026
Property Address	2126 GIN BRANCH RD, SUMTER, SC 29154-7203
Document Number	1358001038
Book / Page	1358 / 1038
Instrument Date	Aug 14, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2126 GIN BRANCH RD, SUMTER, SC 29154-7203

Mortgage

Document Number	1358001041,
Date	Aug 14, 2026
Book Page	1358/1041

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1358001054,
Date	Aug 14, 2026
Book Page	1358/1054

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 1, 2024
Property Address	2126 GIN BRANCH RD, SUMTER, SC 29154-7203
Document Number	0013231986
Book / Page	1323 / 1986
Map Reference	MB 94 PG 1464
Instrument Date	Jan 30, 2024
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1973 FOREST DR, SUMTER, SC 29154-6109

Mortgage

Document Number	0013231990
Date	Feb 1, 2024
Instrument	1323-1990

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 10, 2023
Property Address	2126 GIN BRANCH RD, SUMTER, SC 29154-7203
Document Number	0013121904
Book / Page	1312 / 1904
Map Reference	MB 94 PG 1464
Instrument Date	Mar 9, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W MAIN ST # 1521, 1521, LEXINGTON, SC 29072-2545
Investor	Possibly a Property Investor

Mortgage

Document Number	0013121909
Date	Mar 10, 2023
Instrument	1312/1909

Lender

Name	PIC FUND MANAGER LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Sep 9, 2023

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00 (-24.84%)	$8,470 (+52.06%) Land $660 Building $7,810	$211,842 (+125.63%) Land $16,510 Building $195,332
2023		$5,570 (-) Land $990 Building $4,580	$93,889 (-) Land $16,510 Building $77,379
2022	$1,928.00	$5,570 Land $990 Building $4,580	$93,889 Land $16,510 Building $77,379

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (2015–2020)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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