21171 Ritz Pl, Bend, OR 97702 Property Records

Deschutes County property record for 21171 Ritz Pl, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,110 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Nov 2021)
Tax Bill	$4,519 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181203 DA 00432`

Property Details

APN / Parcel Number

Primary APN	`181203 DA 00432`
Alternative APN	`245639`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,110 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,890 sqft

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	733 sqft

Location & Zoning

Account Number	245639
Street Address	21171 RITZ PL
City	BEND
State	OR
Zip	97702-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:51 SUBD:DESERT SKIES PHASES 3,4 AND 5 SEC/TWN/RNG/MER:SEC 03 TWN 18 RNG 12 MAP REF:181203-DA
Legal Range	12E
Legal Township	18S
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	DESERT SKIES PHASES 3,4 AND 5
Legal Lot Number	51
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1038
Census Tract	1903

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19568 SALMONBERRY CT, BEND, OR 97702-9166
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Dec 6, 2017	Warranty Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Dec 6, 2017 · Amount on Record
Deed Document Number	2021-65941
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 29, 2021
Property Address	21171 RITZ PL, BEND, OR 97702-3014
Document Number	0000065941
Instrument Date	Nov 20, 2021
Instrument	2021-65941
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19568 SALMONBERRY CT, BEND, OR 97702-9166

Mortgage

Document Number	0000065942
Date	Nov 29, 2021
Instrument	2021-65942

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21171 RITZ PL, BEND, OR 97702-3014
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009764
Date	Feb 16, 2021
Instrument	2021-09764

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 6, 2017
Property Address	21171 RITZ PL, BEND, OR 97702-3014
Document Number	0000048634
Instrument Date	Nov 27, 2017
Instrument	48634
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$424.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21171 RITZ PL BEND OR 977023014, BEND, OR 97702-3014

Mortgage

Document Number	48716
Date	Dec 6, 2017
Instrument	48716

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,519.00 (+3.96%)	$267,470 (+3%)	$713,420 (+0.12%) Land $216,500 Building $496,920
2024	$4,347.00 (+7.87%)	$259,680 (+3%)	$712,590 (-4.52%) Land $228,500 Building $484,090
2023	$4,030.00	$252,120	$746,330 Land $228,500 Building $517,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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