21159 Ritz Pl, Bend, OR 97702 Property Records

Deschutes County property record for 21159 Ritz Pl, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,105 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (Aug 2015)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181203 DA 00430`

Property Details

APN / Parcel Number

Primary APN	`181203 DA 00430`
Alternative APN	`245637`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,105 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,885 sqft

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	687 sqft

Location & Zoning

Account Number	245637
Street Address	21159 RITZ PL
City	BEND
State	OR
Zip	97702-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:49 SUBD:DESERT SKIES PHASES 3,4 AND 5 SEC/TWN/RNG/MER:SEC 03 TWN 18 RNG 12 MAP REF:181203-DA
Legal Range	12E
Legal Township	18S
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	DESERT SKIES PHASES 3,4 AND 5
Legal Lot Number	49
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1038
Census Tract	1903

Owner

Source: Deschutes County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	21159 RITZ PL, BEND, OR 97702-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 3, 2021	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Feb 17, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Prior Sale	Apr 15, 2008 · Amount on Record
Deed Document Number	2015-034644
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21159 RITZ PL, BEND, OR 97702-3014
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21159 RITZ PL, BEND, OR 97702-3014

Mortgage

Document Number	0000014180
Date	Apr 4, 2022
Instrument	2022-14180

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21159 RITZ PL, BEND, OR 97702-3014
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027614
Date	May 3, 2021
Instrument	2021-27614

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21159 RITZ PL, BEND, OR 97702-3014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006709
Date	Feb 17, 2017
Instrument	2017-06709

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21159 RITZ PL, BEND, OR 97702-3014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014968
Date	May 10, 2019
Instrument	2019-14968

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21159 RITZ PL, BEND, OR 97702-3014
Document Number	0000012628
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21159 RITZ PL BEND OR 977023014, BEND, OR 97702-3014

Mortgage

Document Number	0000012628
Date	Mar 20, 2020
Instrument	12628

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,403.00 (+3.94%)	$260,610 (+3%)	$696,540 (+0.06%) Land $216,500 Building $480,040
2024	$4,236.00 (+7.87%)	$253,020 (+3%)	$696,150 (-4.47%) Land $228,500 Building $467,650
2023	$3,927.00	$245,660	$728,740 Land $228,500 Building $500,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix Company.

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