21178 Ritz Pl, Bend, OR 97702 Property Records

Deschutes County property record for 21178 Ritz Pl, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,105 sqft · built 2005
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Sep 2020)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`181203 DA 00424`

Property Details

APN / Parcel Number

Primary APN	`181203 DA 00424`
Alternative APN	`245631`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,105 sqft Living Area
1st Floor Area	1,190 sqft
2nd Floor Area	1,915 sqft

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Mixed
Garage Area	687 sqft

Location & Zoning

Account Number	245631
Street Address	21178 RITZ PL
City	BEND
State	OR
Zip	97702-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:43 SUBD:DESERT SKIES PHASES 3,4 AND 5 SEC/TWN/RNG/MER:SEC 03 TWN 18 RNG 12 MAP REF:181203-DA
Legal Range	12E
Legal Township	18S
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	DESERT SKIES PHASES 3,4 AND 5
Legal Lot Number	43
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1035
Census Tract	1903

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21178 RITZ PL, BEND, OR 97702-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
May 1, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	May 1, 2018
Deed Document Number	0202046173
Deed Book / Page	2020 / 46173
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 9, 2020
Property Address	21178 RITZ PL, BEND, OR 97702-3014
Document Number	0000046173
Map Reference	CAB G PG 427
Instrument Date	Sep 9, 2020
Instrument	2020-46173
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21178 RITZ PL, BEND, OR 97702-3014

Mortgage

Document Number	0000046174
Date	Sep 9, 2020
Instrument	2020-46174

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 1, 2018
Property Address	21178 RITZ PL, BEND, OR 97702-3014
Document Number	0000017441
Instrument Date	Mar 1, 2018
Instrument	17441
Transaction Type	Transfer
Record Updated	May 14, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 NE STUDIO RD #8 BEND OR 977013616, 8, BEND, OR 97701-3616

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00 (+3.93%)	$262,870 (+3%)	$702,630 (+0.08%) Land $216,500 Building $486,130
2024	$4,273.00 (+7.88%)	$255,220 (+3%)	$702,080 (-4.49%) Land $228,500 Building $473,580
2023	$3,961.00	$247,790	$735,090 Land $228,500 Building $506,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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