21160 Ritz Pl, Bend, OR 97702 Property Records

Deschutes County property record for 21160 Ritz Pl, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 2005
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Jan 2022)
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181203-DA-00427`

Property Details

APN / Parcel Number

Primary APN	`181203-DA-00427`
Alternative APN	`245634`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	830 sqft
Breakfast Nook	Breakfast Nook
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Lot Area	5,227 sqft (0.12 acres)
Garage Area	434 sqft

Location & Zoning

Account Number	245634
Street Address	21160 RITZ PL
City	BEND
State	OR
Zip	97702-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	DESERT SKIES PHASES 3 BLOCK 4 AND 5
Legal Range	12
Legal Township	18
Legal Section	03
Legal Subdivision	DESERT SKIES PHASES 3
Legal Block	4,5
Legal Lot Number	46
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1035
Census Tract	1903

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21160 RITZ PL, BEND, OR 97702-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ARBOR MORTGAGE GROUP LLC
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Aug 3, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	20221910
Prior Transfer Date	Apr 20, 2012
Prior Transfer Doc	0000014766
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 14, 2022
Property Address	21160 RITZ PL, BEND, OR 97702-3014
Document Number	0000001910
Map Reference	CAB G PG 427
Instrument Date	Jan 8, 2022
Instrument	2022-01910
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	21160 RITZ PL, BEND, OR 97702-3014

Mortgage

Document Number	0000001911
Date	Jan 14, 2022
Instrument	2022-01911

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21160 RITZ PL, BEND, OR 97702-3014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032833
Date	Aug 13, 2018
Instrument	2018-32833

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 3, 2020
Property Address	21160 RITZ PL, BEND, OR 97702-3014
Document Number	0000038286
Instrument Date	Aug 3, 2020
Instrument	38286
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12455 SW 68TH AVE PORTLAND OR 972238509, PORTLAND, OR 97223-8509

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,523.00 (+3.92%)	$208,550 (+3%)	$564,000 (-0.53%) Land $216,500 Building $347,500
2024	$3,390.00 (+7.89%)	$202,480 (+3%)	$567,030 (-3.99%) Land $228,500 Building $338,530
2023	$3,142.00	$196,590	$590,620 Land $228,500 Building $362,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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