2114 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2114 N 3rd St, Saint Charles, MO 63301

Property Summary

Property Type	Commercial
Details	4,834 sqft · built 1987
Lot Size	0.392 acres (17,088 sqft)
Owner	Company Name on File
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Jun 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`083280A000`

Property Details

APN / Parcel Number

Primary APN	`083280A000`
Alternative APN	`6-007C-3280-00-0006.0000000`

Interior

Stories	1 Story
Building Area	4,834 sqft Gross Area
1st Floor Area	3,334 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,088 sqft (0.392 acres)
Lot Dimensions	178 ft deep x 96 ft wide
Porch	Open Porch
Porch Area	195 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	083280A000
Street Address	2114 N 3RD ST
City	SAINT CHARLES
State	MO
Zip	63301-0960
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AF0
Legal Description	PT SUR 159
Legal Subdivision	LSL BRIDLESPUR RESUB LT 38-42
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2036
Census Tract	310400

Owner

Source: St. Charles County assessment roll, APN 083280A000, as of August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	200 N 2ND ST, SAINT CHARLES, MO 63301-2994
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2025
Deed Sale	Jul 23, 2025
Prior Sale	Jul 22, 2025
Deed Document Number	202531215
Prior Transfer Date	Mar 08, 2023
Prior Transfer Doc	0000038871
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 16, 2022
Property Address	2114 N 3RD ST, SAINT CHARLES, MO 63301-0960
Document Number	0000033902
Instrument Date	Jun 15, 2022
Instrument	2022R-033902
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 N 3RD ST, 2114, SAINT CHARLES, MO 63301-0960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 N 3RD ST, SAINT CHARLES, MO 63301-0960

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,497 (-)	$235,212 (-) Land $78,155 Building $157,057
2025	$3,819.00 (+3.61%)	$56,497 (+5.93%)	$235,212 (+6.09%) Land $78,155 Building $157,057
2024	$3,686.00
2023		$53,336
2022			$221,717 Land $78,155 Building $143,562

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833104002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	89 (1979–2022)
Claims Outside the SFHA	19 of 89
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims Severe Storms & Flooding, Sep 1993 · 55 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 354 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.