2107 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2107 N 3rd St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,069 sqft · built 1900
Lot Size	0.257 acres (11,200 sqft)
Owner	Company Name on File
Last Sale	$9,000 (Aug 2024)
Tax Bill	$845 (2025)
Deeds & Mortgages	Mar 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`081840A000`

Property Details

APN / Parcel Number

Primary APN	`081840A000`
Alternative APN	`6-006D-4135-06-0008.0000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	081840A000
Street Address	2107 N 3RD ST
City	SAINT CHARLES
State	MO
Zip	63301-0959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ROOSEVELT PL ADDN BLK 6 LOT 8-9 & PT LOT 10 2.5STRIP
Legal Subdivision	ROOSEVELT PL ADDN
Legal Block	6
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2013
Census Tract	310400

Owner

2107 N 3rd St is owned by a company that bought it in August 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	1329 VETERANS MEMORIAL PKWY, SAINT CHARLES, MO 63303-3939
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Mar 19, 2024 · Amount on File
Deed Document Number	202433365
Prior Transfer Date	Aug 16, 2024
Prior Transfer Doc	0000033365
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 19, 2024
Property Address	2107 N 3RD ST, SAINT CHARLES, MO 63301
Document Number	0000010214
Map Reference	MB 3PG 43
Instrument Date	Mar 13, 2024
Instrument	2024R-010214
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 W ADAMS ST, SAINT CHARLES, MO 63301-4604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1980 GRAYSTONE DR, SAINT CHARLES, MO 63303-4662

Tax Assessment & Valuation

The 2025 property tax bill for 2107 N 3rd St was $845, down 47% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,110 (-31.9%)	$69,000 (-31.9%) Land $40,000 Building $29,000
2025	$845.00 (-47.02%)	$19,252	$101,326 Land $40,000 Building $61,326
2024	$1,595.00
2023		$24,593
2022			$129,433 Land $30,000 Building $99,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2107 N 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	89 (1979–2022)
Claims Outside the SFHA	19 of 89
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2107 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20