2048 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2048 N 3rd St, Saint Charles, MO 63301

Property Summary

Property Type	Vacant Land
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$471 (2025)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`080620A000`

Property Details

APN / Parcel Number

Primary APN	`080620A000`
Alternative APN	`6-006D-4404-01-0017.0000000`

Exterior

Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Location & Zoning

Account Number	080620A000
Street Address	2048 N 3RD ST
City	SAINT CHARLES
State	MO
Zip	63301-0958
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	AE8
Legal Description	RIVERSIDE VIEW ADDN BLK 1 LOT 17
Legal Subdivision	RIVERSIDE VIEW ADDN-ST CHAS
Legal Block	1
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2035
Census Tract	310400

Owner

2048 N 3rd St, vacant land, is owned by two individuals who acquired it in September 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 336, SAINT CHARLES, MO 63302-0336
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024
Deed Sale	Sep 5, 2024
Prior Sale	Nov 22, 2023
Deed Document Number	202436260
Prior Transfer Date	May 19, 2023
Prior Transfer Doc	0000019454
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 22, 2023
Property Address	2048 N 3RD ST, SAINT CHARLES, MO 63301-0958
Document Number	0000019454
Map Reference	MB 3 PG 35
Instrument Date	May 19, 2023
Instrument	2023R-019454
Transaction Type	Transfer
Record Updated	Jun 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3707 OAKMOUNT AVE, SAINT LOUIS, MO 63121-4811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11350 OLD, SAINT CHARLES, MO 63044
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2048 N 3rd St was $471.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,600 (-)	$40,000 (-) Land $40,000
2025	$471.00	$7,600	$40,000 Land $40,000
2023		$5,700
2022			$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2048 N 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	89 (1979–2022)
Claims Outside the SFHA	19 of 89
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2048 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20