2117 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2117 N 3rd St, Saint Charles, MO 63301

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 960 sqft · built 1914
Lot Size0.128 acres (5,600 sqft)
OwnerCompany Name on Record
Tax Bill$471 (2025)
Deeds & MortgagesOct 2019 Sale & Line of Credit
Apr 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN081820A000

Property Details

APN / Parcel Number

Primary APN081820A000
Alternative APN
  • 6-006D-4135-06-0006.0000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1914
Architectural StyleRanch
Exterior MaterialShingles
Lot Area5,600 sqft
Lot Dimensions140 ft deep x 40 ft wide
PorchPorch
Porch Area156 sqft

Location & Zoning

Account Number081820A000
Old Parcel Number081820A000
Street Address2117 N 3RD ST
CitySAINT CHARLES
StateMO
Zip63301-0959
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeAF0
Legal DescriptionROOSEVELT PL ADDN BLK 6 LOT 6
Legal Range05E
Legal Township47N
Legal SubdivisionROOSEVELT PL ADDN
Legal Block6
Legal Lot Number6
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2013
Census Tract310400

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2119 N 3RD ST, SAINT CHARLES, MO 63301-0959
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2019Warranty Deed, Transfer · Line of Credit
ST JOHNS BK&TR
Apr 11, 2019Quit Claim Deed, Transfer · Line of Credit
CBC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2019
Deed SaleApr 11, 2019
Deed Document Number0000705876
Prior Transfer DateApr 18, 2012
Prior Transfer Doc20120418000286500
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 21, 2019
Property Address2117 N 3RD ST, SAINT CHARLES, MO 63301-0959
Document Number0071660986
Book / Page007166 / 000986
Instrument DateOct 8, 2019
Instrument592480
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2119 N 3RD ST ST CHARLES MO 633010959, ST CHARLES, MO 63301-0959

Mortgage

Document Number71660988
DateOct 21, 2019
Book Page007166/000988
Instrument592490
Lender
NameST JOHNS BK&TR
TypeBank
AddressSAINT LOUIS, MO 63114
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateApr 11, 2019
Property Address2117 N 3RD ST, SAINT CHARLES, MO 63301-0959
Document Number0070580076
Book / Page007058 / 000076
Instrument DateFeb 25, 2016
Instrument163470
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2119 N 3RD ST ST CHARLES MO 633010959, ST CHARLES, MO 63301-0959

Mortgage

Document Number70580078
DateApr 11, 2019
Book Page007058/000078
Instrument163480
Lender
NameCBC BK
TypeBank
AddressST PETERS, MO 63376
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$471.00$7,600 (+33.33%)$40,000 (+33.33%) Land $40,000
2023$5,700
2022$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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