Frederick County property record for 2114 Bear Creek Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,702 sqft · built 2000 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,000 (Jun 2014) |
| Tax Bill | $9,179 (2025) |
| Deeds & Mortgages | Jul 2021 Second Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-229838 |
| Primary APN | 02-229838 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,702 sqft Living Area |
| Gross Area | 5,142 sqft |
| 1st Floor Area | 2,301 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,499 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 229838 |
|---|---|
| Street Address | 2114 BEAR CREEK CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 47 SECT. 2 PLAT 2-8,499 SQ. FT. WALNUT RIDGE |
| Legal Subdivision | WALNUT RDG SEC 02 01-9 |
| Legal Lot Number | 47 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2114 Bear Creek Ct is owned and occupied by two individuals who bought it in June 2014.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2114 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jun 8, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on File |
| Deed Sale | Jun 27, 2014 · Amount on File |
| Prior Sale | Apr 30, 2012 · Amount on File |
| Deed Book / Page | 10107 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2114 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0150860063 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 15086/63 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2114 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2114 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 0149690498 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 14969/498 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 2114 Bear Creek Ct was $9,179 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,967 | $689,700 Land $151,200 Building $538,500 | |
| 2025 | $9,179.00 | ||
| 2023 | $8,158.00 Homeowner's exemption | $476,733 | $577,600 Land $116,300 Building $461,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2114 Bear Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2114 Bear Creek Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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