2108 Bear Creek Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2108 Bear Creek Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,600 sqft · built 2000
Lot Size	0.228 acres (9,940 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2016)
Tax Bill	$8,932 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-229862`

Property Details

APN / Parcel Number

Primary APN	`02-229862`
Alternative APNs	`2229862` `229862`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,600 sqft Living Area
Gross Area	4,160 sqft
1st Floor Area	1,786 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,940 sqft (0.228 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	229862
Street Address	2108 BEAR CREEK CT
City	FREDERICK
State	MD
Zip	21702-5913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 50 SECT. 2 PLAT 2-9,940 SQ. FT. WALNUT RIDGE
Legal Subdivision	WALNUT RDG SEC 02 01-9
Legal Lot Number	50
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2108 BEAR CREEK CT, FREDERICK, MD 21702-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Prior Sale	Nov 3, 2003 · Amount on Record
Deed Book / Page	11295 / 48
Last Transfer Date	Aug 15, 2023
Record Updated	Oct 29, 2026

September 2023:

Jurisdiction	FREDERICK MD
Recording Date	Sep 6, 2023
Property Address	2108 BEAR CREEK CT, FREDERICK, MD 21702-5913
Document Number	0165890364
Book / Page	16589 / 364
Map Reference	MB 67 PG 105-113
Instrument Date	Aug 15, 2023
Record Updated	Sep 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2108 BEAR CREEK CT, FREDERICK, MD 21702-5913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 BEAR CREEK CT, FREDERICK, MD 21702-5913

Mortgage

Document Number	0016589372
Date	Sep 6, 2023
Instrument	16589/372

Lender

Name	BRUMSKINE NALLIE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,033 (+25.78%)	$641,100 (+17.96%) Land $153,500 Building $487,600
2025	$8,932.00 (+12.38%)
2023	$7,948.00 Homeowner's exemption	$457,967	$543,500 Land $118,100 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20