2107 Bear Creek Ct, Frederick, MD 21702 Property Records

Frederick County property record for 2107 Bear Creek Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,568 sqft · built 2000
Lot Size	0.236 acres (10,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2002)
Tax Bill	$7,125 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-229757`

Property Details

APN / Parcel Number

Primary APN	`02-229757`
Alternative APNs	`2229757` `229757`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,568 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,276 sqft (0.236 acres)
Garage Type	Attached
Garage Area	382 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	229757
Street Address	2107 BEAR CREEK CT
City	FREDERICK
State	MD
Zip	21702-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 41 SECT. 2 PLAT 2-10,276 SQ. FT. WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Lot Number	41
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2107 BEAR CREEK CT, FREDERICK, MD 21702-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2002 · Amount on Record
Deed Sale	Sep 25, 2002 · Amount on Record
Prior Sale	Dec 28, 2000 · Amount on Record
Deed Document Number	20027460
Deed Book / Page	3254 / 1
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2107 BEAR CREEK CT, FREDERICK, MD 21702-5912
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	INTERNATIONAL T&E INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139390137
Date	Jul 31, 2020
Book Page	13939/137

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company
Address	POTOMAC, MD 20854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,067 (+28.1%)	$526,800 (+18.86%) Land $154,000 Building $372,800
2025	$7,125.00 (+12.47%)
2023	$6,335.00 Homeowner's exemption	$367,733	$443,200 Land $118,500 Building $324,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20