Frederick County property record for 2112 Bear Creek Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,150 sqft · built 2000 |
| Lot Size | 0.228 acres (9,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jan 2026) |
| Tax Bill | $8,729 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-229846 |
| Primary APN | 02-229846 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Living Area |
| Gross Area | 3,550 sqft |
| 1st Floor Area | 1,346 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,940 sqft (0.228 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Deck Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 229846 |
|---|---|
| Street Address | 2112 BEAR CREEK CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LOT 48 SECT. 2 PLAT 2-9,940 SQ. FT. WALNUT RIDGE |
| Legal Subdivision | WALNUT RDG SEC 02 01-9 |
| Legal Lot Number | 48 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2112 Bear Creek Ct is owned and occupied by two individuals who bought it in January 2026.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 12, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 22, 2021 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on File |
| Deed Sale | Jan 12, 2026 · Amount on File |
| Prior Sale | Jun 22, 2021 · Amount on File |
| Deed Book / Page | 17681 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 0173150256 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 17315/256 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 0166290422 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 16629/422 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 0169430046 |
|---|---|
| Date | Jul 16, 2024 |
| Book Page | 16943/46 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 12, 2026 |
| Property Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 0176810001 |
| Book / Page | 17681 / 1 |
| Map Reference | MB 67 PG 105-113 |
| Instrument Date | Jan 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 0000176819 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 17681/9 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 22, 2021 |
| Property Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 0150070415 |
| Book / Page | 15007 / 415 |
| Map Reference | MB 67 PG 105-113 |
| Instrument Date | Jun 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2112 BEAR CREEK CT, FREDERICK, MD 21702-5913 |
| Document Number | 15007421 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 15007/421 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 2112 Bear Creek Ct was $8,729.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,733 (+6.2%) | $561,400 (+18.59%) Land $153,500 Building $407,900 | |
| 2025 | $8,729.00 | $473,400 Land $118,100 Building $355,300 | $473,400 Land $118,100 Building $355,300 |
| 2023 | $7,184.00 | $394,733 | $473,400 Land $118,100 Building $355,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2112 Bear Creek Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2112 Bear Creek Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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