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2113 14th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2113 14th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,148 sqft Living Area
Lot Size9,365 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$158,000 (2017)
Tax Bill$1,634.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0269-0205
Alternative APNs
  • 263001000102690205
  • 78690

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,148 sqft Living Area
Gross Area1,806 sqft Gross Area
1st Floor1,148 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,365 sqft (0.215 acres)
Depth X Width125 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area286 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
Deck Area80 sqft Deck
Porch Area372 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2113 14TH ST
CitySAINT CLOUD
StateFL
Zip34769-4212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 269 E1/2 OF LOTS 20-24 10-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block269
Legal Lot Number205
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4045
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0269-0205

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2113 14TH ST, SAINT CLOUD, FL 34769-4212
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CITIZENS BANK NA
Jul 06, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2017 · Amount on Record
Deed SaleJul 06, 2017 · Amount on Record
Prior SaleApr 06, 2010 · Amount on Record
Deed Doc Number201798589
Deed Book / Page5175 / 1460
Prior Transfer DateDec 21, 2010
Prior Transfer Doc0040751120
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2113 14TH ST, SAINT CLOUD, FL 34769-4212
Transaction TypeMortgage
Record UpdatedFeb 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2113 14TH ST, SAINT CLOUD, FL 34769-4212

Mortgage

Document Number0061461140
DateFeb 09, 2022
Book Page6146/1140
Instrument2022021384
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 06, 2017
Property Address2113 14TH ST, SAINT CLOUD, FL 34769-4212
Document Number0051751460
Book / Page005175 / 001460
Instrument DateJul 03, 2017
Instrument98589
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,106.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2113 14TH ST ST CLOUD FL 347694212, ST CLOUD, FL 34769-4212

Mortgage

Document Number51751461
DateJul 06, 2017
Book Page005175/001461
Instrument98590
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 05, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,698.00 (+3.92%) Homeowner's exemption$137,750 (+5.99%)$245,600 (+11.69%) Land $55,000 Building $190,600
2024$1,634.00 (+3.35%)
2023$1,581.00 (+4.43%) Homeowner's exemption$129,969 (+3%)$219,900 (+15.55%) Land $50,000 Building $169,900
2022$1,514.00 Homeowner's exemption$126,184$190,300 Land $45,000 Building $145,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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