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815 14th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 815 14th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Architecture StyleConventional
Year BuiltBuilt 2006
Square Footage868 sqft Living Area
Lot Size3,746 sqft (0.086 acres)
Last Sale$240,000 (2021)
Tax Bill$3,430.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0282-0220
Alternative APNs
  • 263001000102820220
  • 78827

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area868 sqft Living Area
Gross Area1,012 sqft Gross Area
1st Floor724 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,746 sqft (0.086 acres)
Depth X Width75 ft x 50 ft Depth x Width
Porch Area288 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address815 14TH ST
CitySAINT CLOUD
StateFL
Zip34769-4479
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 282 E 50 FT LOTS 22-24 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block282
Legal Lot Number22
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4080
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0282-0220

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2708 RIVER RIDGE DR, ORLANDO, FL 32825-8768
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2024Intrafamily Transfer, Transfer
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Jun 28, 2019Warranty Deed, Transfer
CITY TITLE, CITY TITLE SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Doc Number2021158523
Deed Book / Page6063 / 1638
Last Transfer DateNov 26, 2024
Transfer Doc0067021022
Record RefreshedJun 08, 2026

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 26, 2024
Property Address815 14TH ST, SAINT CLOUD, FL 34769-4479
Document Number0067021022
Book / Page6702 / 1022
Map ReferenceMB B PG 33&34
Instrument DateNov 26, 2024
Instrument2024150468
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2708 RIVER RIDGE DR, ORLANDO, FL 32825-8768

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 12, 2021
Property Address815 14TH ST, SAINT CLOUD, FL 34769-4479
Document Number0060631638
Book / Page6063 / 1638
Map ReferenceMB B PG 33&34
Instrument DateOct 08, 2021
Instrument2021158523
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyCHAMPION TITLE & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3930 BLACKBERRY CIR, 3930, SAINT CLOUD, FL 34769-1422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3250 BREAKERS WAY, ORLANDO, FL 32825-2735

Mortgage

Document Number60631640
DateOct 12, 2021
Instrument6063/1640
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 28, 2019
Property Address815 14TH ST, SAINT CLOUD, FL 34769-4479
Document Number0055490701
Book / Page005549 / 000701
Instrument DateJun 27, 2019
Instrument84025
Transaction TypeTransfer
Record UpdatedJul 11, 2019
Title CompanyCITY TITLE, CITY TITLE SVCS

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 14TH ST ST CLOUD FL 347694479, ST CLOUD, FL 34769-4479

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,517.00 (+2.54%)$196,300 (+12.69%) Land $27,500 Building $168,800$196,300 (+12.69%) Land $27,500 Building $168,800
2024$3,430.00 (+9.27%)
2023$3,139.00 (+9.99%)$174,200 (+10.11%) Land $20,000 Building $154,200$174,200 (+10.11%) Land $20,000 Building $154,200
2022$2,854.00$158,200 Land $18,000 Building $140,200$158,200 Land $18,000 Building $140,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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