615 14th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 615 14th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	1,158 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$2,876.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`78846`
Alternative APN	`012630000102840230`

Interior

Full Baths	1 Baths
Building Area	1,158 sqft Heated Area
Gross Area	2,376 sqft Gross Area
1st Floor	1,158 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Porch	Enclosed Porch
Porch Area	470 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	78846
Street Address	615 14TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4520
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 284 LOTS 23 & 24 12/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	284
Legal Lot Number	23 24
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4056
Census Tract	43500

Owner

Source: Osceola County records · APN 78846

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 70722, SAINT CLOUD, FL 34770
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2021
Deed Sale	Dec 02, 2021
Prior Sale	Jul 11, 2001 · Amount on Record
Deed Book / Page	01899 / 01763
Prior Transfer Date	Oct 08, 2020
Prior Transfer Doc	2020135078
Record Refreshed	Jun 08, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 08, 2020
Property Address	615 14TH ST, SAINT CLOUD, FL 34769-4520
Document Number	0058081843
Book / Page	005808 / 001843
Instrument Date	Sep 21, 2020
Instrument	135078
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6595 MITCHELWOOD CT ST CLOUD FL 347718602, ST CLOUD, FL 34771-8602

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 (+6.52%) Homeowner's exemption	$203,601 (+5.99%)	$217,600 (+13.27%) Land $46,800 Building $170,800
2023	$2,700.00 (-10.39%) Homeowner's exemption	$192,100 (+15.03%) Land $42,500 Building $149,600	$192,100 (+15.03%) Land $42,500 Building $149,600
2022	$3,013.00	$167,000 Land $35,100 Building $131,900	$167,000 Land $35,100 Building $131,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.