2401 14th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2401 14th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1973
Square Footage	1,104 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$20,000 (1998)
Tax Bill	$540.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0266-0010`
Alternative APNs	`263001000102660010` `78652`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,104 sqft Living Area
Gross Area	1,296 sqft Gross Area
1st Floor	1,104 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.172 acres)
Depth X Width	150 ft x 0.5 ft Depth x Width
Shed	1 Shed
Shed Area	80 sqft Shed
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2401 14TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4142
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 266 LOTS 1 & 2 10/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	266
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4048
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0266-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2401 14TH ST, SAINT CLOUD, FL 34769-4142
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 1998 · Amount on Record
Deed Sale	Dec 30, 1998 · Amount on Record
Prior Sale	Dec 30, 1998 · Amount on Record
Deed Book / Page	1563 / 2418
Last Transfer Date	Jun 02, 2000
Transfer Doc	0017470379
Record Refreshed	Jun 08, 2026

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2401 14TH ST, SAINT CLOUD, FL 34769-4142
Document Number	0053050080
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2401 14TH ST ST CLOUD FL 347694142, ST CLOUD, FL 34769-4142

Mortgage

Document Number	0053050080
Date	Mar 22, 2018
Book Page	005305/000080
Instrument	46035

Lender

Name	MIDFIRST BK/ST SVGS BK
Type	Federal Savings Bank (FSB)
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$551.00 (+2.04%) Homeowner's exemption	$68,841 (+5.99%)	$223,100 (+13.36%) Land $46,800 Building $176,300
2024	$540.00 (+0.75%)
2023	$536.00 (+1.9%) Homeowner's exemption	$64,953 (+3%)	$196,800 (+18.77%) Land $42,500 Building $154,300
2022	$526.00 Homeowner's exemption	$63,062	$165,700 Land $35,100 Building $130,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.