2112 Sutherland Bluff Dr NE, Townsend, GA 31331 Property Records

McIntosh County property record for 2112 Sutherland Bluff Dr NE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 2006
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Aug 2022)
Tax Bill	$285 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0072-E-0165`

Property Details

APN / Parcel Number

Primary APN	`0072-E-0165`
Alternative APN	`9150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,280 sqft Heated Area
1st Floor Area	1,320 sqft
2nd Floor Area	960 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
View / Lot	Corner
Garage Area	449 sqft
Porch	Patio
Porch Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9150
Street Address	2112 SUTHERLAND BLUFF DR NE
City	TOWNSEND
State	GA
Zip	31331-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	H/LT 35 PH IV SUTHERLAND BLUFF & LT 36 PH IV
Legal Subdivision	SUTHERLAND BLUFF PLANTATION
Legal Phase	4
Legal Lot Number	35
Jurisdiction	MCINTOSH GA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1056
Census Tract	110103

Owner

2112 Sutherland Bluff Dr NE is owned and occupied by an individual who bought it in August 2022.

Source: McIntosh County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 31, 2022	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS
Aug 1, 2022	Warranty Deed, Transfer
Aug 1, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Dec 5, 2002
Deed Document Number	2022909
Deed Book / Page	691 / 998
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108

Mortgage

Document Number	0000000664/0000000733
Date	Dec 8, 2020
Book Page	0000000664/0000000733
Instrument	002437

Lender

Name	BETTER MORTGAGE ISAOA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108

Mortgage

Document Number	0000000684/0000000214
Date	Feb 14, 2022
Book Page	0000000684/0000000214
Instrument	000364

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108

Mortgage

Document Number	0000000691/0000001000
Date	Aug 31, 2022
Book Page	0000000691/0000001000
Instrument	002062

Lender

Name	BROKER SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Aug 1, 2022
Property Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108
Document Number	000691/998
Book / Page	691 / 998
Instrument Date	Aug 1, 2022
Instrument	2022-000909
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Aug 1, 2022
Property Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108
Document Number	000691/998
Book / Page	691 / 998
Instrument Date	Aug 1, 2022
Instrument	2022-000909
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2112 SUTHERLAND BLUFF DR NE, TOWNSEND, GA 31331-3108

Mortgage

Document Number	0000002062
Date	Aug 1, 2022
Instrument	002062

Lender

Name	BROKER SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2112 Sutherland Bluff Dr NE was $285 with exemptions applied.

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$285.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$204,080 Land $44,000 Building $160,080	$510,200 Land $110,000 Building $400,200
2023	$4,014.00 Homeowner's exemption	$155,240 Land $15,000 Building $140,240	$388,100 Land $37,500 Building $350,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2112 Sutherland Bluff Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	7 (2016–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2112 Sutherland Bluff Dr NE is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOPER`S POINT / SUTHERLAND BLUFF private · serves 299 people · EPA ID GA1910101
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Fiber	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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