2111 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2111 E 12th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,232 sqft · built 2002
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on File
Last Sale$9,000 (Jul 1997)
Tax Bill$1,043 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2025 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN146N X 021

Property Details

APN / Parcel Number

Primary APN146N X 021
Alternative APN
  • 0000076981

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076981
Street Address2111 E 12TH ST
CityCHATTANOOGA
StateTN
Zip37404-4420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 6 BLK 4 EDEN PARK ADDN PB3 PG4
Legal SubdivisionEDEN PARK ADDN
Legal Block4
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1027
Census Tract1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2111 E 12TH ST, CHATTANOOGA, TN 37404-4420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Apr 22, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GUILD MORTGAGE CO
Feb 5, 2019Quit Claim Deed, Transfer
FIRST TITLE COMPANY, FIRST TITLE LLC
Feb 5, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 1997 · Amount on Record
Deed SaleJul 29, 1997 · Amount on Record
Deed Document Number1997406131
Deed Book / Page4913 / 709
Last Transfer DateApr 26, 1999
Transfer Doc0053540033
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2111 E 12TH ST, CHATTANOOGA, TN 37404-4420
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000221
DateFeb 25, 2021
Book Page12370/395
Instrument2021022500221
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2111 E 12TH ST, CHATTANOOGA, TN 37404-4420
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000116
DateApr 22, 2025
Book Page13897/807
Instrument2025042200116
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 5, 2019
Property Address2111 E 12TH ST, CHATTANOOGA, TN 37404-4420
Document Number0205000103
Book / Page011558 / 000947
Instrument DateJan 26, 2019
Instrument190205000103
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyFIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2111 E 12TH ST CHATTANOOGA TN 374044420, CHATTANOOGA, TN 37404-4420

February 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 5, 2019
Property Address2111 E 12TH ST, CHATTANOOGA, TN 37404-4420
Document Number0205000102
Book / Page011558 / 000945
Instrument DateJan 2, 2019
Instrument190205000102
Transaction TypeMortgage
Record UpdatedFeb 18, 2019
Title CompanyFIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2111 E 12TH ST CHATTANOOGA TN 374044420, CHATTANOOGA, TN 37404-4420

Mortgage

Document Number205000104
DateFeb 5, 2019
Book Page011558/000949
Instrument190205000104
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 4, 2029

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,043.00 (+20.3%)$68,875 (+77.63%)$275,500 (+77.63%) Land $70,000 Building $205,500
2024$867.00$38,775 (-)$155,100 (-) Land $40,000 Building $115,100
2023$867.00 (+8.38%)$38,775 (+8.31%)$155,100 (+8.31%) Land $40,000 Building $115,100
2022$800.00$35,800$143,200 Land $40,000 Building $103,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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