Hamilton County property record for 2105 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,700 sqft · built 1920 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Apr 2026) |
| Tax Bill | $1,461 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Sep 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N X 024 |
| Primary APN | 146N X 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076984 |
|---|---|
| Street Address | 2105 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 3 BLK 4 EDEN PARK ADDN PB3 PG4 |
| Legal Subdivision | EDEN PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2105 E 12TH ST, CHATTANOOGA, TN 37404-4420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK/MIDDLE TN |
| Sep 17, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS |
| Mar 28, 2019 | Deed of Trust, Mortgage RELIANT BK |
| Feb 26, 2019 | Warranty Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Oct 22, 2018 | Warranty Deed, Transfer TITLE SERVICES/TN, TITLE SVCS/TN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Sep 17, 2019 · Amount on Record |
| Deed Document Number | 20260409117 |
| Deed Book / Page | 14257 / 334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 9, 2026 |
| Property Address | 2105 E 12TH ST, CHATTANOOGA, TN 37404-4420 |
| Document Number | 0000000117 |
| Book / Page | 14257 / 334 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026117 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136,400.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2105 E 12TH ST, CHATTANOOGA, TN 37404-4420 |
| Document Number | 0000000118, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20269118 |
| Name | FIRST NATIONAL BANK/MIDDLE TN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 17, 2019 |
| Property Address | 2105 E 12TH ST, CHATTANOOGA, TN 37404-4420 |
| Document Number | 0917000098 |
| Book / Page | 011760 / 000728 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 190917000098 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $906.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2105 E 12TH ST CHATTANOOGA TN 374044420, CHATTANOOGA, TN 37404-4420 |
| Document Number | 917000099 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 011760/000730 |
| Instrument | 190917000099 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2105 E 12TH ST, CHATTANOOGA, TN 37404-4420 |
| Document Number | 0329000160 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 207 HIXSON TN 373430207, HIXSON, TN 37343-0207 |
| Document Number | 0329000160 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 011600/000400 |
| Instrument | 190329000160 |
| Name | RELIANT BK |
|---|---|
| Type | Bank |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 26, 2019 |
| Property Address | 2105 E 12TH ST, CHATTANOOGA, TN 37404-4420 |
| Document Number | 0226000148 |
| Book / Page | 011573 / 000277 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 190226000148 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $351.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 207 HIXSON TN 373430207, HIXSON, TN 37343-0207 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 22, 2018 |
| Property Address | 2105 E 12TH ST, CHATTANOOGA, TN 37404-4420 |
| Document Number | 1022000233 |
| Book / Page | 011482 / 000634 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 181022000233 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | TITLE SERVICES/TN, TITLE SVCS/TN |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5957 DAYTON BLVD CHATTANOOGA TN 374151211, CHATTANOOGA, TN 37415-1211 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,461.00 (+3.62%) | $96,425 (+52.99%) | $385,700 (+52.99%) Land $70,000 Building $315,700 |
| 2024 | $1,410.00 | $63,025 (-) | $252,100 (-) Land $40,000 Building $212,100 |
| 2023 | $1,410.00 | $63,025 (-) | $252,100 (-) Land $40,000 Building $212,100 |
| 2022 | $1,410.00 | $63,025 | $252,100 Land $40,000 Building $212,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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