2108 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2108 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 2001
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$36,244 (May 2009)
Tax Bill	$836 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`156C A 029`

Property Details

APN / Parcel Number

Primary APN	`156C A 029`
Alternative APN	`0000090423`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090423
Street Address	2108 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 13 BLK 3 EDEN PARK ADDN PB3 PG4
Legal Subdivision	EDEN PARK ADDN
Legal Block	3
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1028
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	526 PATTY RD, RINGGOLD, GA 30736-7529
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2009 · Amount on Record
Deed Sale	May 22, 2009 · Amount on Record
Prior Sale	Jun 25, 2002 · Amount on Record
Deed Document Number	200930
Deed Book / Page	8932 / 985
Prior Transfer Date	Jun 1, 2000
Prior Transfer Doc	0000000171
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2108 E 12TH ST, CHATTANOOGA, TN 37404-4419
Document Number	0109000200
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2816 HAMBY CIR CHATTANOOGA TN 374211432, CHATTANOOGA, TN 37421-1432

Mortgage

Document Number	0109000200
Date	Jan 9, 2020
Book Page	011874/000788
Instrument	200109000200

Lender

Name	CONSTRUCTIVE LNS LLC
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+11.91%)	$55,200 (+65.15%)	$220,800 (+65.15%) Land $70,000 Building $150,800
2024	$747.00	$33,425 (-)	$133,700 (-) Land $40,000 Building $93,700
2023	$747.00	$33,425 (-)	$133,700 (-) Land $40,000 Building $93,700
2022	$747.00	$33,425	$133,700 Land $40,000 Building $93,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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