2114 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2114 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,092 sqft · built 2001
Lot Size	0.163 acres (7,100 sqft)
Owner	Company Name on Record
Last Sale	$32,400 (May 2010)
Tax Bill	$868 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`156C A 032`

Property Details

APN / Parcel Number

Primary APN	`156C A 032`
Alternative APN	`0000090426`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090426
Street Address	2114 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 10 BLK 3 EDEN PARK ADDN PB3 PG4
Legal Subdivision	EDEN PARK ADDN
Legal Block	3
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1028
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9678 WILTSHIRE DR, OOLTEWAH, TN 37363-4884
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Oct 17, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2010 · Amount on Record
Deed Sale	May 25, 2010 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Document Number	201011
Deed Book / Page	9172 / 751
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000000247
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2114 E 12TH ST, CHATTANOOGA, TN 37404-4419
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000023
Date	Sep 22, 2022
Book Page	13095/915
Instrument	2022092200023

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 17, 2022
Property Address	2114 E 12TH ST, CHATTANOOGA, TN 37404-4419
Document Number	0000000247
Book / Page	13118 / 789
Map Reference	MB 3 PG 4
Instrument Date	Oct 6, 2022
Instrument	2022101700247
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9678 WILTSHIRE DR, OOLTEWAH, TN 37363-4884

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00 (+11.28%)	$57,325 (+64.26%)	$229,300 (+64.26%) Land $70,000 Building $159,300
2024	$780.00	$34,900 (-)	$139,600 (-) Land $40,000 Building $99,600
2023	$780.00	$34,900 (-)	$139,600 (-) Land $40,000 Building $99,600
2022	$780.00	$34,900	$139,600 Land $40,000 Building $99,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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