211 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 211 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,515 sqft · built 1992
Lot Size	0.17 acres (7,250 sqft)
Owner	Company Name on Record
Last Sale	$132,500 (Sep 2025)
Tax Bill	$1,645 (2026)
Deeds & Mortgages	Sep 2025 Sale & Construction Loan Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035 118`

Property Details

APN / Parcel Number

Primary APN	`035 118`
Alternative APN	`6279400`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,515 sqft Living Area
1st Floor Area	1,515 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	211 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L6 BLK 18 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	18
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2025
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 S MILFORD DR, SALISBURY, NC 28144-2226
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Book / Page	1469 / 258
Prior Transfer Date	Aug 20, 2007
Prior Transfer Doc	0011020582
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 18, 2025
Property Address	211 S ROWAN AVE, SPENCER, NC 28159-2354
Document Number	0014690258
Book / Page	1469 / 258
Map Reference	MB 641 PG 980
Instrument Date	Sep 18, 2025
Transaction Type	Construction Loan
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 S ROWAN AVE, SPENCER, NC 28159-2354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S MILFORD DR, SALISBURY, NC 28144-2226

Mortgage

Document Number	0001469259
Date	Sep 18, 2025
Instrument	1469/259

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 20, 2021
Property Address	211 S ROWAN AVE, SPENCER, NC 28159-2354
Document Number	0013660179
Book / Page	1366 / 179
Map Reference	MB 9995 PG 3
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 S ROWAN AVE, 211, SPENCER, NC 28159-2354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 S ROWAN AVE, SPENCER, NC 28159-2354

Mortgage

Document Number	1366180
Date	Jan 20, 2021
Instrument	1366/180

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 16, 2020
Property Address	211 S ROWAN AVE, SPENCER, NC 28159-2354
Document Number	0013500403
Book / Page	001350 / 000403
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 S ROWAN AVE SPENCER NC 28159, SPENCER, NC 28159

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,645.00	$145,637 (-) Land $19,200 Building $126,437	$145,637 (-) Land $19,200 Building $126,437
2025	$1,645.00	$145,637 (-) Land $19,200 Building $126,437
2023	$1,645.00	$145,637 Land $19,200 Building $126,437	$145,637 Land $19,200 Building $126,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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