210 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 210 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,410 sqft · built 1912
Lot Size	0.17 acres (7,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,000 (Feb 2008)
Tax Bill	$2,900 (2026)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`033 383`

Property Details

APN / Parcel Number

Primary APN	`033 383`
Alternative APN	`6286182`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,410 sqft Living Area
1st Floor Area	1,138 sqft
Basement Area	569 sqft
Unfinished Basement	569 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Porch
Porch Area	671 sqft
Deck Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	210 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L7 BLK 21 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	21
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2013
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	210 S ROWAN AVE, SPENCER, NC 28159-2355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2008 · Amount on Record
Deed Sale	Feb 29, 2008 · Amount on Record
Deed Book / Page	1115 / 992
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	210 S ROWAN AVE, SPENCER, NC 28159-2355
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014010587
Date	May 9, 2022
Book Page	1401/587

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,900.00	$256,719 (-) Land $19,000 Building $237,719	$256,719 (-) Land $19,000 Building $237,719
2023	$2,900.00	$256,719 Land $19,000 Building $237,719	$256,719 Land $19,000 Building $237,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Rowan Ave

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