208 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 208 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,618 sqft · built 1901
Lot Size	0.17 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Feb 2022)
Tax Bill	$2,374 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`033 382`

Property Details

APN / Parcel Number

Primary APN	`033 382`
Alternative APN	`15000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Basement Area	809 sqft
Unfinished Basement	809 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	208 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L8 BLK 21 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	21
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2013
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	208 S ROWAN AVE, SPENCER, NC 28159-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	2022
Deed Book / Page	1396 / 170
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 31, 2022
Property Address	208 S ROWAN AVE, SPENCER, NC 28159-2355
Document Number	0013980783
Book / Page	1398 / 783
Instrument Date	Mar 29, 2022
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 DREWRY ST NE, 935, ATLANTA, GA 30306-3822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S ROWAN AVE, SPENCER, NC 28159-2355

Mortgage

Document Number	0001398784
Date	Mar 31, 2022
Instrument	1398/784

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 27, 2021
Property Address	208 S ROWAN AVE, SPENCER, NC 28159-2355
Document Number	0013820886
Book / Page	1382 / 886
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 3RD ST, 602, SPENCER, NC 28159-2341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 DREWRY ST NE, ATLANTA, GA 30306-3822
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,374.00	$210,146 (-) Land $19,000 Building $191,146	$210,146 (-) Land $19,000 Building $191,146
2023	$2,374.00	$210,146 Land $19,000 Building $191,146	$210,146 Land $19,000 Building $191,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Rowan Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures