206 S Rowan Ave, Spencer, NC 28159 Property Records

Rowan County property record for 206 S Rowan Ave, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,693 sqft · built 1928
Lot Size	0.17 acres (7,250 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Aug 2022)
Tax Bill	$1,354 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033 381`

Property Details

APN / Parcel Number

Primary APN	`033 381`
Alternative APN	`705691`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Basement Area	406 sqft
Unfinished Basement	406 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Lot Area	7,250 sqft (0.17 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	206 S ROWAN AVE
City	SPENCER
State	NC
Zip	28159-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6:TWO FAM
Legal Description	L9 BLK 21 A.B. ANDREWS JR.
Legal Subdivision	A B ANDREWS JR
Legal Block	21
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2013
Census Tract	50700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	322 KLUTTZ GQ ST, SALISBURY, NC 28146-7586
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage BLUE SKY COFFEE LLC
Aug 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Jun 17, 2022	Warranty Deed, Transfer
Aug 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Book / Page	1409 / 97
Prior Transfer Date	Aug 20, 2018
Prior Transfer Doc	0013140688
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	206 S ROWAN AVE, SPENCER, NC 28159-2355
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 KLUTTZ GQ ST, SALISBURY, NC 28146-7586

Mortgage

Document Number	0014690246
Date	Sep 18, 2025
Book Page	1469/246

Lender

Name	BLUE SKY COFFEE LLC
Type	Non-Lending Institution
Address	ATLANTA, GA 30307

Agreement

Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	206 S ROWAN AVE, SPENCER, NC 28159-2355
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 KLUTTZ GQ ST, SALISBURY, NC 28146-7586

Mortgage

Document Number	0014090098
Date	Aug 31, 2022
Book Page	1409/98

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company
Address	REDONDO BEACH, CA 90278

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 17, 2022
Property Address	206 S ROWAN AVE, SPENCER, NC 28159-2355
Document Number	0014040260
Book / Page	1404 / 260
Map Reference	MB 9995 PG 3
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jun 29, 2022

Transaction

Amount	Amount Recorded
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 JENNINGS AVE, 302, GREENWOOD, SC 29649-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 DREWRY ST NE, ATLANTA, GA 30306-3822
Investor	Possibly a Property Investor

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 24, 2018
Property Address	206 S ROWAN AVE, SPENCER, NC 28159-2355
Document Number	0013140688
Book / Page	001314 / 000688
Instrument Date	Aug 20, 2018
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S ROWAN AVE SPENCER NC 281592355, SPENCER, NC 28159-2355

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,354.00	$119,900 (-) Land $19,000 Building $100,900	$119,900 (-) Land $19,000 Building $100,900
2025	$1,354.00	$119,900 (-) Land $19,000 Building $100,900
2023	$1,354.00	$119,900 Land $19,000 Building $100,900	$119,900 Land $19,000 Building $100,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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