Okaloosa County property record for 211 Durango Rd, Unit 511, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,364 sqft · built 2007 |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Dec 2024) |
| Tax Bill | $11,357 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Line of Credit Jul 2020 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-001-015-8302-9 |
| Primary APN | C56-001-015-8302-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,364 sqft Heated Area |
| Year Built | Built 2007 |
|---|---|
| Boat Access | Boat Access |
| Street Address | 211 DURANGO RD UNIT 511, 511 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5085 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HARBOR LIGHTS UNIT 511 STORAGE #9 GARAGE 7 BOAT SLIP #11 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | HARBOR LIGHTS CONDO |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 211 DURANGO RD UNIT 511, 511, DESTIN, FL 32541-5085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK & TRUST |
| Jul 1, 2020 | Warranty Deed, Transfer OTHER |
| Jan 26, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2024 · Amount on Record |
| Deed Document Number | 3729002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 26, 2024 |
| Property Address | 211 DURANGO RD UNIT 511, 511, DESTIN, FL 32541-5085 |
| Document Number | 0003668048 |
| Map Reference | MB 2818 PG 2331 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 3668048 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 MEDINA HWY, HUMBOLDT, TN 38343-6422 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 156, HORTON, AL 35980-0156 |
| Document Number | 0003668050 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 3668050 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 1, 2020 |
| Property Address | 211 DURANGO RD UNIT 511, 511, DESTIN, FL 32541-5085 |
| Document Number | 0034721998 |
| Book / Page | 003472 / 001998 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 3369670 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,705.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 60 FAIRWAY BLVD JACKSON TN 383057877, JACKSON, TN 38305-7877 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 26, 2018 |
| Property Address | 211 DURANGO RD UNIT 511, 511, DESTIN, FL 32541-5085 |
| Document Number | 0033344797 |
| Book / Page | 003334 / 004797 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 3185077 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 418 MELBA CIR FRANKLIN TN 370641476, FRANKLIN, TN 37064-1476 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 20, 2017 |
| Property Address | 211 DURANGO RD UNIT 511, 511, DESTIN, FL 32541-5085 |
| Document Number | 0033223487 |
| Book / Page | 3322 / 3487 |
| Map Reference | MB2818 PG2331 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 3167489 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 CHURCH ST, 4, MOUNTAIN BRK, AL 35213-3752 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 418 MELBA CIR, FRANKLIN, TN 37064-1476 |
| Document Number | 0003167491 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 3167491 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,357.00 (+11.07%) Homeowner's exemption Widower's exemption | $1,003,030 (+5.8%) | $1,018,000 (+7.38%) Building $1,018,000 |
| 2023 | $10,225.00 (+7.6%) | $948,000 (+7.36%) Building $948,000 | $948,000 (+7.36%) Building $948,000 |
| 2022 | $9,503.00 | $883,000 Building $883,000 | $883,000 Building $883,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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