211 Durango Rd, Unit 512, Destin, FL 32541 Property Records

Okaloosa County property record for 211 Durango Rd, Unit 512, Destin, FL 32541

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,390 sqft · built 2007
Owner2 Company Names on Record
Last Sale$860,000 (Mar 2023)
Tax Bill$4,769 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2018 Sale
Flood ZoneZone X (moderate risk)
APNC56-001-015-8303-7

Property Details

APN / Parcel Number

Primary APNC56-001-015-8303-7
Alternative APN
  • 00-2S-24-1030-0000-0512

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,390 sqft Heated Area

Exterior

Year BuiltBuilt 2007
Boat AccessBoat Access

Location & Zoning

Street Address211 DURANGO RD UNIT 512, 512
CityDESTIN
StateFL
Zip32541-5085
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHARBOR LIGHTS UNIT 512 BOAT SLIP 12 STORAGE #30 GARAGE #14
Legal Range24
Legal Township02S
Legal SubdivisionHARBOR LIGHTS CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address211 DURANGO RD UNIT 512, 512, DESTIN, FL 32541-5085
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Aug 8, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 2, 2023 · Amount on Record
Deed SaleMar 2, 2023 · Amount on Record
Prior SaleMar 2, 2023 · Amount on Record
Deed Document Number0036641347
Deed Book / Page3664 / 1347
Last Transfer DateMay 29, 2025
Transfer Doc0003756499
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 2, 2023
Property Address211 DURANGO RD UNIT 512, 512, DESTIN, FL 32541-5085
Document Number0036641347
Book / Page3664 / 1347
Map ReferenceMB 2818 PG 2331
Instrument DateFeb 28, 2023
Instrument3609086
Transaction TypeTransfer
Record UpdatedMar 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2830 EASTERN SHORE DR SE, OWENS CROSS ROADS, AL 35763-9350

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 DURANGO RD UNIT 512, 512, DESTIN, FL 32541-5085

Mortgage

Document Number0036641349
DateMar 2, 2023
Instrument3664/1349
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 8, 2018
Property Address211 DURANGO RD UNIT 512, 512, DESTIN, FL 32541-5085
Document Number0033623256
Book / Page003362 / 003256
Instrument DateAug 6, 2018
Instrument3225054
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,762.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2830 EASTERN SHORE DR SE OWENS CROSS ROADS AL 357639350, OWENS CROSS ROADS, AL 35763-9350

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,769.00 (-25.18%) Homeowner's exemption$441,767 (-25.93%)$738,900 (+23.89%) Building $738,900
2023$6,374.00 (+15.58%)$596,400 (+23.73%) Building $596,400$596,400 (+23.73%) Building $596,400
2022$5,515.00$482,000 Building $482,000$482,000 Building $482,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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