Okaloosa County property record for 211 Durango Rd, Unit 514, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,296 sqft · built 2007 |
| Owner | Company Name on Record |
| Last Sale | $1,200,000 (Sep 2022) |
| Tax Bill | $11,393 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-001-015-8305-2 |
| Primary APN | C56-001-015-8305-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,296 sqft Heated Area |
| Year Built | Built 2007 |
|---|---|
| Boat Access | Boat Access |
| Street Address | 211 DURANGO RD UNIT 514, 514 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5085 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HARBOR LIGHTS UNIT 514 STORAGE #34 GARAGE #30 BOAT SLIP #9 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | HARBOR LIGHTS CONDO |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 9518 ELGIN WAY, BRENTWOOD, TN 37027-1111 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 3, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Jun 26, 2019 | Warranty Deed, Transfer MOULTON LAND TITLE INC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 0036450964 |
| Deed Book / Page | 3645 / 964 |
| Last Transfer Date | Oct 3, 2025 |
| Transfer Doc | 0003776089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 3, 2025 |
| Property Address | 211 DURANGO RD UNIT 514, 514, DESTIN, FL 32541-5085 |
| Document Number | 0003776089 |
| Map Reference | MB 2818 PG 2331 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 3776089 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9518 ELGIN WAY, BRENTWOOD, TN 37027-1111 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 9518 ELGIN WAY, BRENTWOOD, TN 37027-1111 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 30, 2022 |
| Property Address | 211 DURANGO RD UNIT 514, 514, DESTIN, FL 32541-5085 |
| Document Number | 0036450964 |
| Book / Page | 3645 / 964 |
| Map Reference | MB 2818 PG 2331 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 3582125 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | EQUITRUST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1855 T W DR, 1855, BAKER, FL 32531-8145 |
| Name | Verified Name |
|---|---|
| Address | 9518 ELGIN WAY, BRENTWOOD, TN 37027-1111 |
| Document Number | 0003645966 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 3645/966 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 26, 2019 |
| Property Address | 211 DURANGO RD UNIT 514, 514, DESTIN, FL 32541-5085 |
| Document Number | 0034060867 |
| Book / Page | 003406 / 000867 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 3287508 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,950.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1855 T W DR BAKER FL 325318145, BAKER, FL 32531-8145 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,393.00 (-0.03%) | $962,000 (-) Building $962,000 | $962,000 (-) Building $962,000 |
| 2024 | $11,396.00 (+4.61%) | $962,000 (+5.48%) Building $962,000 | $962,000 (+5.48%) Building $962,000 |
| 2023 | $10,894.00 (+20.55%) | $912,000 (+13.01%) Building $912,000 | $912,000 (+13.01%) Building $912,000 |
| 2022 | $9,037.00 | $807,000 Building $807,000 | $807,000 Building $807,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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