Okaloosa County property record for 211 Durango Rd, Unit 413, Destin, FL 32541
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,390 sqft · built 2007 |
| Lot Size | 2.01 acres (87,786 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Oct 2021) |
| Tax Bill | $6,312 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-001-015-8297-1 |
| Primary APN | C56-001-015-8297-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 46 Units |
| Stories | 4 Stories |
| Building Area | 1,390 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 87,786 sqft (2.01 acres) |
| Street Address | 211 DURANGO RD, 413 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5084 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HARBOR LIGHTS UNIT 413 STORAGE #3 GARAGE #3 |
| Legal Subdivision | HARBOR LIGHTS |
| Legal Lot Number | 413 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 680067, FORT PAYNE, AL 35968-1601 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 7, 2020 | Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN |
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on Record |
| Deed Sale | Oct 8, 2021 · Amount on Record |
| Prior Sale | May 19, 2016 · Amount on Record |
| Deed Document Number | 20213495460 |
| Deed Book / Page | 3579 / 1864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 8, 2021 |
| Property Address | 211 DURANGO RD UNIT 413, 413, DESTIN, FL 32541-5084 |
| Document Number | 0035791864 |
| Book / Page | 3579 / 1864 |
| Map Reference | MB 2818 PG 2331 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 3495460 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9207, MIRAMAR BEACH, FL 32550-1020 |
| Name | Verified Name |
|---|---|
| Address | 211 DURANGO RD UNIT 413, 413, DESTIN, FL 32541-5084 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 211 DURANGO RD UNIT 413, 413, DESTIN, FL 32541-5084 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034430307 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 3443/0307 |
| Instrument | 3336002 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jan 26, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 211 DURANGO RD UNIT 413, 413, DESTIN, FL 32541-5084 |
| Document Number | 0033100283 |
| Book / Page | 003310 / 000283 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 211 DURANGO RD #413 DESTIN FL 325415084, 413, DESTIN, FL 32541-5084 |
| Document Number | 0033100283 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 003310/000283 |
| Instrument | 3149517 |
| Name | FIRST FL BK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,312.00 (+7.18%) | $533,000 (+8.11%) Building $533,000 | $533,000 (+8.11%) Building $533,000 |
| 2023 | $5,889.00 (+2.24%) | $493,000 (+3.14%) Building $493,000 | $493,000 (+3.14%) Building $493,000 |
| 2022 | $5,760.00 | $478,000 Building $478,000 | $478,000 Building $478,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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