2109 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2109 Saint Ives Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,628 sqft · built 2013
Lot Size	0.389 acres (16,960 sqft)
Owner	Individual Name on Record
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00006-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00006-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,628 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,960 sqft (0.389 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Patio Area	80 sqft

Location & Zoning

Street Address	2109 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-7694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 6
Legal Range	07
Legal Township	03
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	6
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2109 SAINT IVES LN, HERNANDO, MS 38632-7694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage FIRST SECURITY BANK
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST SECURITY BANK
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Nov 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021
Deed Sale	Nov 15, 2021
Prior Sale	Jun 18, 2015
Deed Document Number	0000978357
Deed Book / Page	978 / 357
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2109 SAINT IVES LN, HERNANDO, MS 38632-7694
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	005401/483
Date	Nov 18, 2021
Book Page	5401/483

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Aug 15, 2022

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2109 SAINT IVES LN, HERNANDO, MS 38632-7694
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	005398/585
Date	Nov 15, 2021
Book Page	5398/585

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2109 SAINT IVES LN, HERNANDO, MS 38632-7694
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 SAINT IVES LN, HERNANDO, MS 38632-7694

Mortgage

Document Number	005466/635
Date	Feb 16, 2022
Book Page	5466/635

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 15, 2021
Property Address	2109 SAINT IVES LN, HERNANDO, MS 38632-7694
Document Number	000978/357
Book / Page	978 / 357
Map Reference	MB 103 PG 20&21
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 SHOTTS AVE, 102, STARKVILLE, MS 39759-8188

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2109 SAINT IVES LN, HERNANDO, MS 38632-7694

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00 (-16.04%)	$21,880 (-) Land $4,800 Building $17,080	$218,802 (-) Land $48,000 Building $170,802
2023	$1,995.00	$21,880	$218,802 Land $48,000 Building $170,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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